{"id":39660,"date":"2026-09-28T10:01:45","date_gmt":"2026-09-28T08:01:45","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/?p=39660"},"modified":"2026-09-29T17:27:41","modified_gmt":"2026-09-29T15:27:41","slug":"presidentielle-2027-contribution-des-banques-francaises","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/presidentielle-2027-contribution-des-banques-francaises\/","title":{"rendered":"Pr\u00e9sidentielle 2027 : contribution des banques fran\u00e7aises"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>En 2027, les Fran\u00e7ais vont choisir le cap de notre pays pour les cinq prochaines ann\u00e9es. Dans un contexte marqu\u00e9 par des transformations profondes, \u00e0 la fois g\u00e9opolitiques, \u00e9conomiques, environnementales et technologiques, l\u2019\u00e9lection pr\u00e9sidentielle est un moment-clef pour d\u00e9battre d\u2019une r\u00e9ponse collective aux attentes exprim\u00e9es et aux enjeux identifi\u00e9s : le retour d\u2019une croissance \u00e9conomique solide assise sur une comp\u00e9titivit\u00e9 retrouv\u00e9e, l\u2019affirmation d\u2019une souverainet\u00e9, le besoin de protection des Fran\u00e7ais, la mobilisation de financements massifs pour assurer les transitions. C\u2019est dans ce cadre que la F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF) publie une contribution autour de 3 priorit\u00e9s et 8 mesures<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le r\u00e9tablissement des comptes publics doit constituer une priorit\u00e9 du prochain quinquennat. Les niveaux de d\u00e9ficit et de dette publics fragilisent la cr\u00e9dibilit\u00e9 budg\u00e9taire du pays, rench\u00e9rissent le co\u00fbt de financement de l&rsquo;\u00c9tat comme des acteurs \u00e9conomiques, et limitent d&rsquo;autant les marges de man\u0153uvre disponibles pour investir dans les transitions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">R\u00e9pondre \u00e0 cet imp\u00e9ratif de redressement des finances publiques ne doit cependant pas passer par des mesures d\u2019alourdissement de la fiscalit\u00e9 ou de nouvelles mesures de complexification r\u00e9glementaire au d\u00e9triment du financement de l&rsquo;\u00e9conomie : c&rsquo;est au contraire par la simplification, l&rsquo;investissement et l&rsquo;attractivit\u00e9 que la France pourra d\u00e9gager les marges de man\u0153uvre n\u00e9cessaires \u00e0 l\u2019assainissement durable de ses comptes publics.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La FBF appelle \u00e0 trouver une voie d\u2019\u00e9quilibre entre r\u00e9glementation et capacit\u00e9 de financement de l&rsquo;\u00e9conomie, c&rsquo;est-\u00e0-dire des projets d&rsquo;avenir des Fran\u00e7ais. La contribution des banques, avec des propositions pr\u00e9cises et responsables, \u00e9tablit 3 priorit\u00e9s compos\u00e9es de 8 mesures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Priorit\u00e9 1\u202f: \u00catre au rendez-vous des besoins quotidiens des Fran\u00e7ais<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mesure 1\u202f: Permettre \u00e0 chacun de se constituer un patrimoine et encourager les Fran\u00e7ais \u00e0 d\u00e9velopper une \u00e9pargne diversifi\u00e9e dans la dur\u00e9e.<\/li><li>Mesure 2\u202f: Favoriser l\u2019acc\u00e8s au logement en encourageant l&rsquo;acquisition d&rsquo;un logement par les jeunes m\u00e9nages.<\/li><li>Mesure 3\u202f: S\u00e9curiser et prot\u00e9ger les clients, pr\u00e9venir les fraudes en responsabilisant les plateformes num\u00e9riques dans la lutte contre les fraudes.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Priorit\u00e9 2\u202f: Assurer le financement de l\u2019\u00e9conomie et des transitions<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mesure 4 : Financer les secteurs strat\u00e9giques et poursuivre l\u2019orientation de l\u2019\u00e9pargne vers les investissements de long terme en s\u2019appuyant sur les m\u00e9canismes existants, \u00e0 savoir l\u2019interm\u00e9diation bancaire et le choix des m\u00e9nages.<\/li><li>Mesure 5\u202f: Faciliter la transition \u00e9cologique et l\u2019adaptation au changement climatique en simplifiant et acc\u00e9l\u00e9rant les proc\u00e9dures pour les projets de transition et de d\u00e9carbonation, et en fluidifiant les parcours de r\u00e9novation \u00e9nerg\u00e9tique, notamment via l\u2019\u00e9co PTZ.<\/li><li>Mesure 6\u202f: Accompagner les transitions num\u00e9riques n\u00e9cessaires \u00e0 la souverainet\u00e9, en orientant le projet d\u2019euro num\u00e9rique de d\u00e9tail dans le sens d\u2019un partenariat public-priv\u00e9 souverain et moins co\u00fbteux pour le contribuable europ\u00e9en, et en prot\u00e9geant les donn\u00e9es financi\u00e8res des europ\u00e9ens.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Priorit\u00e9 3\u202f: Renforcer la comp\u00e9titivit\u00e9 de notre \u00e9conomie, garantie de souverainet\u00e9<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mesure 7\u202f: Promouvoir durablement un cadre fiscal et r\u00e9glementaire attractif, en retrouvant progressivement un taux comp\u00e9titif d\u2019imp\u00f4t sur les b\u00e9n\u00e9fices.<\/li><li>Mesure 8\u202f: Lib\u00e9rer la capacit\u00e9 de financement de l\u2019\u00e9conomie en r\u00e9visant le cadre prudentiel europ\u00e9en en faveur du logement et des entreprises<\/li><\/ul>\n\n\n\n<figure data-wp-context=\"{&quot;closeLabel&quot;:&quot;Fermer&quot;}\" data-wp-interactive=\"fbf-theme\/lightbox\" class=\"wp-block-image size-large\"><img 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data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Contribution des banques \u00e0 l&#039;\u00e9lection pr\u00e9sidentielle 2027 : propositions d\u00e9taill\u00e9es (PDF)\" href=\"https:\/\/fbf.fr\/uploads\/2026\/09\/FBF-contribution-elections-2027_INTEGRAL-44pages-sept2026-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Contribution des banques \u00e0 l&#039;\u00e9lection pr\u00e9sidentielle 2027 : propositions d\u00e9taill\u00e9es (PDF)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Contribution des banques \u00e0 l&#039;\u00e9lection pr\u00e9sidentielle 2027 : document de synth\u00e8se (PDF)<\/p><p class=\"postAttachment__fileSize\">234,3 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Contribution des banques \u00e0 l\\u0027\u00e9lection pr\u00e9sidentielle 2027 : document de synth\u00e8se (PDF)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Contribution des banques \u00e0 l&#039;\u00e9lection pr\u00e9sidentielle 2027 : document de synth\u00e8se (PDF)\" href=\"https:\/\/fbf.fr\/uploads\/2026\/09\/FBF-contribution-elections-2027_SYNTHESE-8pages-sept2026-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Contribution des banques \u00e0 l&#039;\u00e9lection pr\u00e9sidentielle 2027 : document de synth\u00e8se (PDF)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Poster &#8211; Nos propositions concr\u00e8tes pour une France comp\u00e9titive et souveraine (PDF)<\/p><p class=\"postAttachment__fileSize\">2,6 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Poster - Nos propositions concr\u00e8tes pour une France comp\u00e9titive et souveraine (PDF)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Poster - Nos propositions concr\u00e8tes pour une France comp\u00e9titive et souveraine (PDF)\" href=\"https:\/\/fbf.fr\/uploads\/2026\/09\/10092026_poster.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Poster &#8211; Nos propositions concr\u00e8tes pour une France comp\u00e9titive et souveraine (PDF)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>En 2027, les Fran\u00e7ais vont choisir le cap de notre pays pour les cinq prochaines ann\u00e9es. Dans un contexte marqu\u00e9 par des transformations profondes, \u00e0 la fois g\u00e9opolitiques, \u00e9conomiques, environnementales et technologiques, l\u2019\u00e9lection pr\u00e9sidentielle est un moment-clef pour d\u00e9battre d\u2019une r\u00e9ponse collective aux attentes exprim\u00e9es et aux enjeux identifi\u00e9s : le retour d\u2019une croissance \u00e9conomique [&hellip;]<\/p>\n","protected":false},"author":72,"featured_media":39656,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":0,"viewed_at":""},"categories":[1585,3348,1586,3321,1582,3442],"tags":[3272],"class_list":["post-39660","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-industrie-bancaire-francaise","category-la-federation-bancaire-francaise","category-mots-cles","category-rubrique-newsroom","category-nos-actions","tag-industrie-bancaire-francaise"],"yoast_head":"<title>Pr\u00e9sidentielle 2027 : contribution des banques fran\u00e7aises - Actualit\u00e9s - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"description\" content=\"En 2027, les Fran\u00e7ais vont choisir le cap de notre pays pour les cinq prochaines ann\u00e9es. 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