{"id":39072,"date":"2026-04-13T12:21:55","date_gmt":"2026-04-13T10:21:55","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/?p=39072"},"modified":"2026-04-22T11:47:55","modified_gmt":"2026-04-22T09:47:55","slug":"euro-numerique-de-detail-les-entreprises-pour-un-veritable-partenariat-public-prive","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/euro-numerique-de-detail-les-entreprises-pour-un-veritable-partenariat-public-prive\/","title":{"rendered":"Tribune FBF – Medef – CPME sur l’euro num\u00e9rique de d\u00e9tail : les entreprises pour un v\u00e9ritable partenariat public-priv\u00e9"},"content":{"rendered":"\n

Alors que le projet d\u2019euro num\u00e9rique de d\u00e9tail de la Banque Centrale Europ\u00e9enne est actuellement d\u00e9battu au parlement europ\u00e9en, les pr\u00e9sidents de la FBF, Daniel Baal, du Mouvement des entreprises de France, Patrick Martin et de la CPME, Amir Reza-Tofighi co-signent une tribune dans Les Echos dans laquelle ils appellent \u00e0 un v\u00e9ritable partenariat public-priv\u00e9 bas\u00e9 sur l\u2019\u00e9cosyst\u00e8me des paiements priv\u00e9s europ\u00e9ens.<\/strong> <\/p>\n\n\n\n

Deux id\u00e9es cl\u00e9s sont avanc\u00e9es par les pr\u00e9sidents du Medef de la CPME et de la FBF pour permettre d\u2019atteindre effectivement l\u2019objectif partag\u00e9 de souverainet\u00e9 europ\u00e9enne des paiements :<\/p>\n\n\n\n

1\/ L\u2019euro num\u00e9rique de d\u00e9tail ne devrait pas cr\u00e9er une nouvelle infrastructure parall\u00e8le, mais utiliser les standards et rails de paiement europ\u00e9ens d\u00e9j\u00e0 en place, afin de limiter les co\u00fbts et cr\u00e9er un vrai partenariat public-priv\u00e9. \u00ab Cela \u00e9viterait aux commer\u00e7ants et aux entreprises de se raccorder \u00e0 une nouvelle infrastructure et d\u2019en maintenir deux ensuite : une pour l\u2019euro commercial (actuel, d\u00e9j\u00e0 digital) et une pour l\u2019euro num\u00e9rique de d\u00e9tail. \u00bb soulignent les pr\u00e9sidents.<\/p>\n\n\n\n

2\/ Il faut limiter son impact sur le financement de l\u2019\u00e9conomie en ma\u00eetrisant le risque de sortir des d\u00e9p\u00f4ts des banques commerciales, rench\u00e9rir le cr\u00e9dit et p\u00e9naliser les entreprises, en particulier les PME. Une limite de d\u00e9tention faible permettrait de r\u00e9duire ce risque. C\u2019est un enjeu essentiel pour stimuler la croissance, la comp\u00e9titivit\u00e9 et l\u2019investissement partout en Europe \u00bb.<\/p>\n\n\n\n

Nous contribuons depuis longtemps aux travaux de la Banque Centrale Europ\u00e9enne, en apportant notre conviction et notre exp\u00e9rience sur l’avanc\u00e9e du projet d\u2019euro num\u00e9rique de d\u00e9tail port\u00e9 par la BCE.<\/p>\n\n\n\n

L\u2019int\u00e9gralit\u00e9 de la tribune est \u00e0 retrouver dans Les Echos<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Alors que le projet d\u2019euro num\u00e9rique de d\u00e9tail de la Banque Centrale Europ\u00e9enne est actuellement d\u00e9battu au parlement europ\u00e9en, les pr\u00e9sidents de la FBF, Daniel Baal, du Mouvement des entreprises de France, Patrick Martin et de la CPME, Amir Reza-Tofighi co-signent une tribune dans Les Echos dans laquelle ils appellent \u00e0 un v\u00e9ritable partenariat public-priv\u00e9 […]<\/p>\n","protected":false},"author":72,"featured_media":39076,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":1052,"viewed_at":"1778494725"},"categories":[1585,3352,3348,1586,3321,1582,3442,3358,3436],"tags":[3278,3272,3286],"class_list":["post-39072","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-europe-et-international","category-industrie-bancaire-francaise","category-la-federation-bancaire-francaise","category-mots-cles","category-rubrique-newsroom","category-nos-actions","category-paiement","category-priorites-europeennes","tag-europe-et-international","tag-industrie-bancaire-francaise","tag-paiement"],"yoast_head":"Tribune FBF - Medef - CPME sur l'euro num\u00e9rique de d\u00e9tail : les entreprises pour un v\u00e9ritable partenariat public-priv\u00e9 - Actualit\u00e9s - F\u00e9d\u00e9ration bancaire 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