{"id":37602,"date":"2015-01-29T15:44:00","date_gmt":"2015-01-29T13:44:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/?p=37602"},"modified":"2025-09-08T16:11:47","modified_gmt":"2025-09-08T14:11:47","slug":"27eme-edition-de-lobservatoire-des-credits-aux-menages-ocm","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/27eme-edition-de-lobservatoire-des-credits-aux-menages-ocm\/","title":{"rendered":"27\u00e8me \u00e9dition de l\u2019Observatoire des Cr\u00e9dits aux M\u00e9nages (OCM)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Selon l\u2019Observatoire des cr\u00e9dits aux m\u00e9nages (OCM), 46,5% des m\u00e9nages d\u00e9tenaient un cr\u00e9dit fin 2014, contre 47,6% fin 2013, un mouvement de repli qui s\u2019explique notamment par des incertitudes \u00e9conomiques qui touchent les Fran\u00e7ais.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version diaporama \u2013 janvier 2015)<\/p><p class=\"postAttachment__fileSize\">178,0 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;27\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version diaporama \u2013 janvier 2015)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version diaporama \u2013 janvier 2015)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Presentation-observatoire-credits-menages-2014-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version diaporama \u2013 janvier 2015)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version texte \u2013 janvier 2015)<\/p><p class=\"postAttachment__fileSize\">73,5 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;27\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version texte \u2013 janvier 2015)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version texte \u2013 janvier 2015)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Tableau-de-bord-27eme-rapport-annuel-de-lObservatoire-des-credits-aux-menages-2014-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2014 (version texte \u2013 janvier 2015)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 1\u00e8re partie (version texte finale \u2013 mars 2015)<\/p><p class=\"postAttachment__fileSize\">161,8 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;27\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 1\u00e8re partie (version texte finale \u2013 mars 2015)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 1\u00e8re partie (version texte finale \u2013 mars 2015)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Rapport-annuel-observatoire-credits-menages-1ere-partie-2015-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 1\u00e8re partie (version texte finale \u2013 mars 2015)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 2\u00e8me partie (version texte finale \u2013 mars 2015)<\/p><p class=\"postAttachment__fileSize\">173,5 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;27\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 2\u00e8me partie (version texte finale \u2013 mars 2015)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 2\u00e8me partie (version texte finale \u2013 mars 2015)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Rapport-annuel-observatoire-credits-menages-2eme-partie-2015-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 2\u00e8me partie (version texte finale \u2013 mars 2015)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 Annexe (version texte finale \u2013 mars 2015)<\/p><p class=\"postAttachment__fileSize\">676,2 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;27\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 Annexe (version texte finale \u2013 mars 2015)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 Annexe (version texte finale \u2013 mars 2015)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Rapport-annuel-observatoire-credits-menages-annexe-2015-1.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 27\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 Annexe (version texte finale \u2013 mars 2015)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon l\u2019Observatoire des cr\u00e9dits aux m\u00e9nages (OCM), 46,5% des m\u00e9nages d\u00e9tenaient un cr\u00e9dit fin 2014, contre 47,6% fin 2013, un mouvement de repli qui s\u2019explique notamment par des incertitudes \u00e9conomiques qui touchent les Fran\u00e7ais.<\/p>\n","protected":false},"author":72,"featured_media":37603,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":1126,"viewed_at":"1778442908"},"categories":[3320,3391],"tags":[3276,3273],"class_list":["post-37602","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rubrique-etudes-et-chiffres-cles","category-observatoire-des-credits-aux-menages","tag-credits","tag-particuliers"],"yoast_head":"<title>27\u00e8me \u00e9dition de l\u2019Observatoire des Cr\u00e9dits aux M\u00e9nages (OCM) - Observatoire des cr\u00e9dits aux m\u00e9nages - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"description\" content=\"Selon l&#039;Observatoire des cr\u00e9dits aux m\u00e9nages (OCM), 46,5% des m\u00e9nages d\u00e9tenaient un cr\u00e9dit fin 2014, contre 47,6% fin 2013, un mouvement de repli qui s&#039;explique 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