{"id":33624,"date":"2023-03-13T11:03:18","date_gmt":"2023-03-13T09:03:18","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/?p=33624"},"modified":"2025-09-19T09:32:06","modified_gmt":"2025-09-19T07:32:06","slug":"la-fbf-publie-lannee-de-la-banque-2022","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/la-fbf-publie-lannee-de-la-banque-2022\/","title":{"rendered":"Rapport d\u2019activit\u00e9 FBF 2022"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Le rapport annuel \u00ab L\u2019ann\u00e9e de la banque \u00bb revient sur les temps forts du secteur bancaire en 2022.<\/strong><br>Alors que l&rsquo;ann\u00e9e a connu <strong>une d\u00e9gradation de la conjoncture \u00e9conomique, le secteur bancaire s&rsquo;est distingu\u00e9 par sa r\u00e9silience et son engagement au service de tous ses clients. <br><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Utilit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tandis que les cons\u00e9quences de la guerre en Ukraine ont eu des effets directs sur l&rsquo;activit\u00e9 \u00e9conomique, les banques fran\u00e7aises ont r\u00e9affirm\u00e9 en 2022  leur mobilisation pour r\u00e9pondre aux besoins de tous leurs clients, particuliers comme entreprises. <br>Elles se sont mobilis\u00e9es pour le d\u00e9veloppement d&rsquo;une \u00e9conomie durable et d\u00e9carbon\u00e9e et sont engag\u00e9es dans le financement de la transition \u00e9cologique. <br>Au premier rang des employeurs responsables, elles ont poursuivi leurs actions pour l&rsquo;inclusion sociale et professionnelle de tous.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Proximit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Le mod\u00e8le de la banque en France s&rsquo;illustre par sa proximit\u00e9 relationnelle. Aux c\u00f4t\u00e9s de leurs clients, les banques proposent des services adapt\u00e9s \u00e0 de multiples besoins.<br>Dans un contexte de hausse de l&rsquo;inflation et des taux, elles ont accompagn\u00e9 les projets de leurs clients en adaptant leurs offres. Elles d\u00e9fendent en particulier le mod\u00e8le de pr\u00eat immobilier \u00e0 taux fixe, gage de stabilit\u00e9 pour le budget logement des m\u00e9nages.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Solidit\u00e9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La banque en France est une industrie strat\u00e9gique qui se caract\u00e9rise par sa solidit\u00e9 et sa r\u00e9silience.<br>Les banques jouent en permanence un r\u00f4le essentiel pour la s\u00e9curit\u00e9 des op\u00e9rations et la protection des donn\u00e9es et des fonds des clients. <br>Ce mod\u00e8le doit \u00eatre pr\u00e9serv\u00e9 pour permettre aux banques de continuer \u00e0 financer l&rsquo;\u00e9conomie et les d\u00e9fis de la transition \u00e9cologique et num\u00e9rique.<\/p>\n\n\n<div class=\"youtube-container\" data-wp-interactive=\"fbf-theme\/video-consent\" data-wp-context='{\"vendor\":\"c:youtube\",\"loaded\":false}' data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/RST8n-_SS7o?feature=oembed\" loading=\"lazy\" title=\"L\u2019ann\u00e9e de la banque 2022\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\">L&rsquo;ann\u00e9e de la banque 2022<\/figcaption><\/figure>\n<div class=\"video-consent-overlay\" data-wp-bind--hidden=\"context.loaded\" data-wp-style--display=\"state.overlayDisplay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte &#8211; Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n<div class=\"youtube-container\" data-wp-interactive=\"fbf-theme\/video-consent\" data-wp-context='{\"vendor\":\"c:youtube\",\"loaded\":false}' data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/P_cu5r0Fgb8?feature=oembed\" loading=\"lazy\" title=\"Les banques en France : acteurs essentiels du financement de l\u2019\u00e9conomie\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\">Les banques en France : acteurs essentiels du financement de l\u2019\u00e9conomie<\/figcaption><\/figure>\n<div class=\"video-consent-overlay\" data-wp-bind--hidden=\"context.loaded\" data-wp-style--display=\"state.overlayDisplay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte &#8211; Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n<div class=\"youtube-container\" data-wp-interactive=\"fbf-theme\/video-consent\" data-wp-context='{\"vendor\":\"c:youtube\",\"loaded\":false}' data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/9Q-G56lOtGM?feature=oembed\" loading=\"lazy\" title=\"La banque de proximit\u00e9 : un facteur de satisfaction des clients fran\u00e7ais\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\">La banque de proximit\u00e9 : un facteur de satisfaction des clients fran\u00e7ais<\/figcaption><\/figure>\n<div class=\"video-consent-overlay\" data-wp-bind--hidden=\"context.loaded\" data-wp-style--display=\"state.overlayDisplay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte &#8211; Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n<div class=\"youtube-container\" data-wp-interactive=\"fbf-theme\/video-consent\" data-wp-context='{\"vendor\":\"c:youtube\",\"loaded\":false}' data-wp-init=\"callbacks.init\">\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe data-src=\"https:\/\/www.youtube.com\/embed\/nAvoXolfqKQ?feature=oembed\" loading=\"lazy\" title=\"Les banques fran\u00e7aises : une industrie solide et strat\u00e9gique\" width=\"500\" height=\"281\"  frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><figcaption class=\"wp-element-caption\">Les banques fran\u00e7aises : une industrie solide et strat\u00e9gique<\/figcaption><\/figure>\n<div class=\"video-consent-overlay\" data-wp-bind--hidden=\"context.loaded\" data-wp-style--display=\"state.overlayDisplay\"><div class=\"video-consent-overlay-text\">Vous devez accepter les cookies de YouTube pour visionner cette vid\u00e9o<\/div><button type=\"button\" class=\"video-consent-overlay-accept-button\" data-wp-on--click=\"actions.accept\">J&#039;accepte &#8211; Lancer la vid\u00e9o<\/button><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">L&#039;ann\u00e9e de la banque 2022 (PDF)<\/p><p class=\"postAttachment__fileSize\">3,9 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;L\\u0027ann\u00e9e de la banque 2022 (PDF)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"L&#039;ann\u00e9e de la banque 2022 (PDF)\" href=\"https:\/\/fbf.fr\/uploads\/2023\/03\/FBF_rapport-annuel_2022.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger L&#039;ann\u00e9e de la banque 2022 (PDF)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Chiffres cl\u00e9s du secteur bancaire en 2022 (PDF)<\/p><p class=\"postAttachment__fileSize\">311,6 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Chiffres cl\u00e9s du secteur bancaire en 2022 (PDF)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Chiffres cl\u00e9s du secteur bancaire en 2022 (PDF)\" href=\"https:\/\/fbf.fr\/uploads\/2023\/03\/Chiffres-cles-du-secteur-bancaire-en-2022.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Chiffres cl\u00e9s du secteur bancaire en 2022 (PDF)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Le rapport annuel \u00ab L\u2019ann\u00e9e de la banque \u00bb revient sur les temps forts du secteur bancaire en 2022.Alors que l&rsquo;ann\u00e9e a connu une d\u00e9gradation de la conjoncture \u00e9conomique, le secteur bancaire s&rsquo;est distingu\u00e9 par sa r\u00e9silience et son engagement au service de tous ses clients. Utilit\u00e9 Tandis que les cons\u00e9quences de la guerre en [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":33709,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":18793,"viewed_at":"1778494659"},"categories":[1585,3346,3348,3321,1582,3388],"tags":[3272],"class_list":["post-33624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-rubrique-bibliotheque","category-industrie-bancaire-francaise","category-mots-cles","category-rubrique-newsroom","category-rapports-annuels","tag-industrie-bancaire-francaise"],"yoast_head":"<title>Rapport d\u2019activit\u00e9 FBF 2022 - Rapports annuels - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"description\" content=\"Le rapport annuel \u00ab L\u2019ann\u00e9e de la banque \u00bb revient sur les temps forts du secteur bancaire en 2022. 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