{"id":16517,"date":"1999-06-24T00:00:00","date_gmt":"1999-06-24T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/1999\/06\/24\/11eme-rapport-annuel-1998\/"},"modified":"2025-09-09T09:56:42","modified_gmt":"2025-09-09T07:56:42","slug":"11eme-rapport-annuel-1998","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/11eme-rapport-annuel-1998\/","title":{"rendered":"11\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Les r\u00e9sultats de l\u2019enqu\u00eate de l\u2019Observatoire de l\u2019endettement des m\u00e9nages font appara\u00eetre une progression du taux d\u2019endettement chez les m\u00e9nages \u00e2g\u00e9s de 55 ans et plus. Il faut cependant distinguer deux sous-populations. Les m\u00e9nages \u00e2g\u00e9s de 55 \u00e0 65 ans sont encore souvent endett\u00e9s au titre de l\u2019accession tandis que les m\u00e9nages de plus de 65 ans s\u2019endettent presque exclusivement au titre des cr\u00e9dits de tr\u00e9sorerie. Toutefois, on assiste sur les deux sous-populations \u00e0 une mont\u00e9e en puissance des cr\u00e9dits de tr\u00e9sorerie.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 synth\u00e8se 1998 (version texte \u2013 avril 1999)<\/p><p class=\"postAttachment__fileSize\">18,7 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;11\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 synth\u00e8se 1998 (version texte \u2013 avril 1999)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 synth\u00e8se 1998 (version texte \u2013 avril 1999)\" href=\"https:\/\/fbf.fr\/uploads\/2021\/02\/Synthese_observatoire_credits_menages_resultats_complets_1998.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 synth\u00e8se 1998 (version texte \u2013 avril 1999)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 rapport 1998 (version texte \u2013 juin 1999)<\/p><p class=\"postAttachment__fileSize\">98,0 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;11\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 rapport 1998 (version texte \u2013 juin 1999)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 rapport 1998 (version texte \u2013 juin 1999)\" href=\"https:\/\/fbf.fr\/uploads\/2021\/02\/Rapport_observatoire_credits_menages_resultats_complets_1998.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 11\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 rapport 1998 (version texte \u2013 juin 1999)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>50.7 % des d\u00e9tenaient au moins un cr\u00e9dit \u00e0 la fin de l&rsquo;ann\u00e9e 1998.<\/p>\n","protected":false},"author":36,"featured_media":37673,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":1262,"viewed_at":"1778493611"},"categories":[3350,3320,3348,3391,1603],"tags":[3276,3273],"class_list":["post-16517","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credits","category-rubrique-etudes-et-chiffres-cles","category-industrie-bancaire-francaise","category-observatoire-des-credits-aux-menages","category-la-banque-des-particuliers","tag-credits","tag-particuliers"],"yoast_head":"<title>11\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM) - 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