{"id":16418,"date":"2004-05-17T00:00:00","date_gmt":"2004-05-17T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2004\/05\/17\/rapport-dactivite-fbf-2003\/"},"modified":"2022-05-05T15:10:17","modified_gmt":"2022-05-05T13:10:17","slug":"rapport-dactivite-fbf-2003","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/rapport-dactivite-fbf-2003\/","title":{"rendered":"Rapport d&rsquo;activit\u00e9 FBF 2003"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Au nom de la loi \u2026<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Pas moins d\u2019une dizaine de lois ont trait\u00e9 de questions concernant le monde bancaire et financier en 2003 : cr\u00e9dit \u00e0 la consommation, surendettement, financement des PME, d\u00e9marchage, PEA, \u00e9pargne retraite\u2026 peu de domaines de la profession ont \u00e9chapp\u00e9 \u00e0 l\u2019examen attentif de la repr\u00e9sentation nationale.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Et ce ph\u00e9nom\u00e8ne tend \u00e0 se d\u00e9velopper&#8230; \u00ab\u00a0La loi, en g\u00e9n\u00e9ral, est la raison humaine&#8230;\u00a0\u00bb \u00e9crit Montesquieu. En g\u00e9n\u00e9ral&#8230; Mais lorsque ce n&rsquo;est pas le cas, c&rsquo;est souvent que le domaine de la loi exc\u00e8de les limites \u00ab\u00a0des principes fondamentaux\u00a0\u00bb \u00e9voqu\u00e9s dans l&rsquo;article 34 de notre Constitution, pour entrer dans le d\u00e9tail subtil de la mise en oeuvre. Alors la loi y perd facilement sa raison&#8230; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Longtemps nationalis\u00e9es et g\u00e9r\u00e9es comme des administrations, les banques se sont peu \u00e0 peu \u00e9mancip\u00e9es de la tutelle de l&rsquo;Etat. Elles sont pass\u00e9es du service public au service au public.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ce sont aujourd&rsquo;hui des entreprises \u00e0 part enti\u00e8re, engag\u00e9es dans une concurrence tr\u00e8s vive, en France, en Europe et dans le monde. Acteurs de la soci\u00e9t\u00e9 civile, elles sont \u00e0 la fois convaincues de la sp\u00e9cificit\u00e9 de leur m\u00e9tier &#8211; d&rsquo;o\u00f9 les r\u00e8gles particuli\u00e8res en mati\u00e8re de contr\u00f4le notamment, ou le maintien d&rsquo;instances de discussion sp\u00e9cialis\u00e9es comme le Comit\u00e9 consultatif &#8211; et soucieuses d&rsquo;assumer au mieux leur responsabilit\u00e9 dans la soci\u00e9t\u00e9. C&rsquo;est le sens de leur mobilisation pour d\u00e9velopper une relation contractuelle avec leurs clients, dans la libert\u00e9 fond\u00e9e sur la confiance r\u00e9ciproque et l&rsquo;engagement volontaire des parties&#8230; <\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Rapport Annuel FBF 2003<\/p><p class=\"postAttachment__fileSize\">780,7 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Rapport Annuel FBF 2003&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Rapport Annuel FBF 2003\" href=\"https:\/\/fbf.fr\/uploads\/2021\/02\/Rapport_activite_FBF_2003_FR.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Rapport Annuel FBF 2003<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Au nom de la loi \u2026 Pas moins d\u2019une dizaine de lois ont trait\u00e9 de questions concernant le monde bancaire et financier en 2003 : cr\u00e9dit \u00e0 la consommation, surendettement, financement des PME, d\u00e9marchage, PEA, \u00e9pargne retraite\u2026 peu de domaines de la profession ont \u00e9chapp\u00e9 \u00e0 l\u2019examen attentif de la repr\u00e9sentation nationale. Et ce ph\u00e9nom\u00e8ne [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":17164,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":8848,"viewed_at":"1778493807"},"categories":[3346,3348,3388],"tags":[3272],"class_list":["post-16418","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rubrique-bibliotheque","category-industrie-bancaire-francaise","category-rapports-annuels","tag-industrie-bancaire-francaise"],"yoast_head":"<title>Rapport d&#039;activit\u00e9 FBF 2003 - Rapports annuels - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/rapport-dactivite-fbf-2003\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rapport d&#039;activit\u00e9 FBF 2003 - Rapports annuels - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\" \/>\n<meta property=\"og:description\" content=\"Au nom de la loi \u2026 Pas moins d\u2019une dizaine de lois ont trait\u00e9 de questions concernant le monde bancaire et financier en 2003 : cr\u00e9dit \u00e0 la consommation, surendettement, financement des PME, d\u00e9marchage, PEA, \u00e9pargne retraite\u2026 peu de domaines de la profession ont \u00e9chapp\u00e9 \u00e0 l\u2019examen attentif de la repr\u00e9sentation nationale. 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