{"id":16408,"date":"2005-03-23T00:00:00","date_gmt":"2005-03-23T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2005\/03\/23\/rapport-dactivite-fbf-2004\/"},"modified":"2022-05-05T15:08:27","modified_gmt":"2022-05-05T13:08:27","slug":"rapport-dactivite-fbf-2004","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/rapport-dactivite-fbf-2004\/","title":{"rendered":"Rapport d&rsquo;activit\u00e9 FBF 2004"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>\u00c9conomie de confiance.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>350 op\u00e9rations de paiement par seconde\u2026 La banque est au coeur de la Cit\u00e9 par la nature m\u00eame de son activit\u00e9 puisqu\u2019elle finance l\u2019\u00e9conomie, du plus petit projet de chacun au d\u00e9veloppement des entreprises.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les milliards d&rsquo;op\u00e9rations annuelles qu&rsquo;elle g\u00e8re sont autant d&rsquo;occasions de cr\u00e9ation de richesse et de lien social. Or, depuis le lancement de l&rsquo;euro, jamais la banque n&rsquo;aura \u00e9t\u00e9 autant sollicit\u00e9e dans sa dimension citoyenne, comme si la soci\u00e9t\u00e9, assoiff\u00e9e de solutions, cherchait \u00e0 \u00e9tancher son angoisse \u00e0 cette source de flux permanents. Avec 105 euros en moyenne et par an, la banque fran\u00e7aise offre l&rsquo;un des meilleurs services en Europe pour 2 caf\u00e9s par semaine et des taux d&rsquo;int\u00e9r\u00eat pour le cr\u00e9dit les plus faibles. Mais les Fran\u00e7ais s&rsquo;interrogent sur leur pouvoir d&rsquo;achat. Alors les banques n&rsquo;\u00e9chappent pas au questionnement sur les prix. La banque fran\u00e7aise offre plus de services gratuits qu&rsquo;on n&rsquo;en exige partout ailleurs. Mais l&rsquo;exclusion et la pr\u00e9carit\u00e9 sont des r\u00e9alit\u00e9s. Alors les banques s&rsquo;engagent \u00e0 promouvoir le droit au compte, \u00e0 faciliter l&rsquo;acc\u00e8s au cr\u00e9dit pour les personnes gravement malades, elles inventent une nouvelle gamme de moyens de paiement alternatifs pour les d\u00e9munis de ch\u00e9quiers, soutiennent le microcr\u00e9dit&#8230; <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La cr\u00e9ation d&rsquo;entreprises est florissante et la consommation des m\u00e9nages soutenue en 2004 ; les banques y sont pour quelque chose. Mais la croissance s&rsquo;essouffle. Alors on demande plus de cr\u00e9dit pour les entreprises et les particuliers, comme s&rsquo;il pouvait faire oublier aux agents \u00e9conomiques rationnels leur crainte que le passif budg\u00e9taire et social de la France d&rsquo;aujourd&rsquo;hui ne se transforme, demain, en un surcro\u00eet de pr\u00e9l\u00e8vements obligatoires. <\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Rapport Annuel FBF 2004<\/p><p class=\"postAttachment__fileSize\">1,3 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Rapport Annuel FBF 2004&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Rapport Annuel FBF 2004\" href=\"https:\/\/fbf.fr\/uploads\/2021\/02\/Rapport_activite_FBF_2004_FR.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Rapport Annuel FBF 2004<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u00c9conomie de confiance. 350 op\u00e9rations de paiement par seconde\u2026 La banque est au coeur de la Cit\u00e9 par la nature m\u00eame de son activit\u00e9 puisqu\u2019elle finance l\u2019\u00e9conomie, du plus petit projet de chacun au d\u00e9veloppement des entreprises. Les milliards d&rsquo;op\u00e9rations annuelles qu&rsquo;elle g\u00e8re sont autant d&rsquo;occasions de cr\u00e9ation de richesse et de lien social. Or, [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":17159,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":8931,"viewed_at":"1778476976"},"categories":[3346,3348,3388],"tags":[3272],"class_list":["post-16408","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rubrique-bibliotheque","category-industrie-bancaire-francaise","category-rapports-annuels","tag-industrie-bancaire-francaise"],"yoast_head":"<title>Rapport d&#039;activit\u00e9 FBF 2004 - Rapports annuels - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/rapport-dactivite-fbf-2004\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rapport d&#039;activit\u00e9 FBF 2004 - Rapports annuels - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\" \/>\n<meta property=\"og:description\" content=\"\u00c9conomie de confiance. 350 op\u00e9rations de paiement par seconde\u2026 La banque est au coeur de la Cit\u00e9 par la nature m\u00eame de son activit\u00e9 puisqu\u2019elle finance l\u2019\u00e9conomie, du plus petit projet de chacun au d\u00e9veloppement des entreprises. Les milliards d&rsquo;op\u00e9rations annuelles qu&rsquo;elle g\u00e8re sont autant d&rsquo;occasions de cr\u00e9ation de richesse et de lien social. 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