{"id":11581,"date":"2006-04-12T00:00:00","date_gmt":"2006-04-12T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2006\/04\/12\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\/"},"modified":"2025-09-09T10:52:03","modified_gmt":"2025-09-09T08:52:03","slug":"18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\/","title":{"rendered":"18\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>La photographie des m\u00e9nages endett\u00e9s que propose la 18 \u00e8me vague de l\u2019enqu\u00eate r\u00e9alis\u00e9e par la SOFRES pour l\u2019Observatoire de l\u2019Endettement des M\u00e9nages a \u00e9t\u00e9 prise en novembre 2005. L\u2019enqu\u00eate a \u00e9t\u00e9 r\u00e9alis\u00e9e par voie postale aupr\u00e8s d\u2019un \u00e9chantillon repr\u00e9sentatif de 8 002 m\u00e9nages : 5 356 ont r\u00e9pondu dans les d\u00e9lais (le taux de 1 sondage est donc de 1\/4854\u00e8me), soit un taux de r\u00e9ponse de 66,9 %, \u00e9lev\u00e9 pour ce genre d\u2019enqu\u00eate.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 tableau de bord 2005 (version texte \u2013 avril 2006)<\/p><p class=\"postAttachment__fileSize\">368,7 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;18\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 tableau de bord 2005 (version texte \u2013 avril 2006)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 tableau de bord 2005 (version texte \u2013 avril 2006)\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Synthese_observatoire_credits_menages_resultats_complets_2005.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 tableau de bord 2005 (version texte \u2013 avril 2006)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 1\u00e8re partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/p><p class=\"postAttachment__fileSize\">2,8 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;18\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 1\u00e8re partie tableau de bord 2005 (version texte \u2013 mars 2006)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 1\u00e8re partie tableau de bord 2005 (version texte \u2013 mars 2006)\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Rapport_part1_observatoire_credits_menages_resultats_complets_2005.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 1\u00e8re partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 2\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/p><p class=\"postAttachment__fileSize\">1,5 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;18\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 2\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 2\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Rapport_part2_observatoire_credits_menages_resultats_complets_2005.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 2\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 3\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/p><p class=\"postAttachment__fileSize\">2,1 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;18\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 3\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 3\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Rapport_part3_observatoire_credits_menages_resultats_complets_2005.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 3\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 4\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/p><p class=\"postAttachment__fileSize\">1,5 Mo<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;18\u00e8me rapport annuel de l\\u0027Observatoire de l\\u0027Endettement des M\u00e9nages \u2013 4\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 4\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Rapport_part4_observatoire_credits_menages_resultats_complets_2005.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 18\u00e8me rapport annuel de l&#039;Observatoire de l&#039;Endettement des M\u00e9nages \u2013 4\u00e8me partie tableau de bord 2005 (version texte \u2013 mars 2006)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Lors de la conf\u00e9rence de presse du 12 avril 2006, le professeur Mouillart a pr\u00e9sent\u00e9 les r\u00e9sultats du rapport annuel 2005 sur les comportements d&rsquo;endettement des m\u00e9nages, concernant \u00e0 la fois le cr\u00e9dit \u00e0 la consommation et le cr\u00e9dit immobilier. Les jeunes ont particuli\u00e8rement augment\u00e9 leur recours au cr\u00e9dit, que ce soit pour des projets de consommation ou immobiliers : ils \u00e9taient pr\u00e8s de 58 % \u00e0 en d\u00e9tenir fin 2005.<\/p>\n","protected":false},"author":36,"featured_media":37659,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":1424,"viewed_at":"1778481717"},"categories":[3350,3320,3391,1603],"tags":[3276,3273],"class_list":["post-11581","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credits","category-rubrique-etudes-et-chiffres-cles","category-observatoire-des-credits-aux-menages","category-la-banque-des-particuliers","tag-credits","tag-particuliers"],"yoast_head":"<title>18\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM) - Observatoire des cr\u00e9dits aux m\u00e9nages - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"18\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM) - Observatoire des cr\u00e9dits aux m\u00e9nages - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\" \/>\n<meta property=\"og:description\" content=\"Lors de la conf\u00e9rence de presse du 12 avril 2006, le professeur Mouillart a pr\u00e9sent\u00e9 les r\u00e9sultats du rapport annuel 2005 sur les comportements d&#039;endettement des m\u00e9nages, concernant \u00e0 la fois le cr\u00e9dit \u00e0 la consommation et le cr\u00e9dit immobilier. Les jeunes ont particuli\u00e8rement augment\u00e9 leur recours au cr\u00e9dit, que ce soit pour des projets de consommation ou immobiliers : ils \u00e9taient pr\u00e8s de 58 % \u00e0 en d\u00e9tenir fin 2005.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:published_time\" content=\"2006-04-12T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-09T08:52:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fbf.fr\/uploads\/2006\/04\/6.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"abrienne\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"abrienne\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/\"},\"author\":{\"name\":\"abrienne\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\"},\"headline\":\"18\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM)\",\"datePublished\":\"2006-04-12T00:00:00+00:00\",\"dateModified\":\"2025-09-09T08:52:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/\"},\"wordCount\":98,\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2006\\\/04\\\/6.png\",\"keywords\":[\"Cr\u00e9dits\",\"Particuliers\"],\"articleSection\":[\"Cr\u00e9dits\",\"Etudes et chiffres cl\u00e9s\",\"Observatoire des cr\u00e9dits aux m\u00e9nages\",\"Particuliers\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/18eme-rapport-annuel-de-lobservatoire-de-lendettement-des-menages-2005\\\/\",\"name\":\"18\u00e8me \u00e9dition de l\u2019Observatoire de l\u2019Endettement des M\u00e9nages (OEM) - 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