{"id":11352,"date":"2026-10-20T00:00:00","date_gmt":"2026-10-19T22:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2010\/12\/15\/inscription-au-ficp-modeles-de-lettres-dinformation-du-debiteur\/"},"modified":"2026-10-20T15:59:26","modified_gmt":"2026-10-20T13:59:26","slug":"inscription-au-ficp-modeles-de-lettres-dinformation-du-debiteur","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/inscription-au-ficp-modeles-de-lettres-dinformation-du-debiteur\/","title":{"rendered":"Inscription au FICP : mod\u00e8les de lettres d&rsquo;information du d\u00e9biteur"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Les banques sont invit\u00e9es \u00e0 utiliser le mod\u00e8le de lettre n\u00b0 1 figurant dans la pr\u00e9sente pr\u00e9conisation afin d\u2019informer le d\u00e9biteur d\u00e9faillant pr\u00e9alablement \u00e0 son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers, conform\u00e9ment \u00e0 leurs obligations l\u00e9gales et r\u00e8glementaires.<br>Le mod\u00e8le de lettre n\u00b02 doit \u00eatre utilis\u00e9 afin d\u2019informer le d\u00e9biteur d\u00e9faillant de son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers, conform\u00e9ment \u00e0 leurs obligations l\u00e9gales et r\u00e9glementaires.<br><strong>Ces mod\u00e8les s\u2019appliquent au 20 novembre 2026.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Pr\u00e9conisation FBF \u2013 Mod\u00e8les de lettres d&#039;information du d\u00e9biteur d\u00e9faillant pr\u00e9alablement et au moment de son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers (mise \u00e0 jour : novembre 2026)<\/p><p class=\"postAttachment__fileSize\">254,6 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" 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class=\"postActions__label\">T\u00e9l\u00e9charger Pr\u00e9conisation FBF \u2013 Mod\u00e8les de lettres d&#039;information du d\u00e9biteur d\u00e9faillant pr\u00e9alablement et au moment de son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers (mise \u00e0 jour : novembre 2026)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Mod\u00e8les de lettres d&rsquo;information du d\u00e9biteur d\u00e9faillant pr\u00e9alablement et au moment de son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers<\/p>\n","protected":false},"author":36,"featured_media":33073,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":20162,"viewed_at":"1778493636"},"categories":[1586,2001],"tags":[],"class_list":["post-11352","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-la-federation-bancaire-francaise","category-preconisations"],"yoast_head":"<title>Inscription au FICP : mod\u00e8les de lettres d&#039;information du d\u00e9biteur<\/title>\n<meta name=\"description\" content=\"Mod\u00e8les de lettres d&#039;information du d\u00e9biteur d\u00e9faillant pr\u00e9alablement et au moment de son inscription au Fichier national des incidents de remboursement des cr\u00e9dits aux particuliers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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