{"id":11311,"date":"2011-04-06T00:00:00","date_gmt":"2011-04-06T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2011\/04\/06\/23eme-rapport-annuel-de-lobservatoire-des-credits-aux-menages-2010-resultats-complets\/"},"modified":"2025-09-08T16:22:55","modified_gmt":"2025-09-08T14:22:55","slug":"23eme-rapport-annuel-de-lobservatoire-des-credits-aux-menages-2010-resultats-complets","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/23eme-rapport-annuel-de-lobservatoire-des-credits-aux-menages-2010-resultats-complets\/","title":{"rendered":"23\u00e8me \u00e9dition de l\u2019Observatoire des Cr\u00e9dits aux M\u00e9nages (OCM)"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>En 2010, le taux de d\u00e9tention des cr\u00e9dits s\u2019\u00e9tablit \u00e0 49,5 %. Dans le contexte de la crise ouverte en 2008, le recul tient au moindre usage des cr\u00e9dits \u00e0 la consommation (recul du multi-endettement et de la diffusion des cartes de magasin), alors que la diffusion des cr\u00e9dits immobiliers n\u2019enregistre qu\u2019un tr\u00e8s l\u00e9ger repli : l\u2019accession \u00e0 la propri\u00e9t\u00e9 se stabilise m\u00eame \u00e0 haut niveau. Le rapport au cr\u00e9dit des m\u00e9nages s\u2019est encore am\u00e9lior\u00e9 en 2010 : les conditions sp\u00e9cifiques aux cr\u00e9dits (taux, dur\u00e9e\u2026) n\u2019ont jamais \u00e9t\u00e9 aussi bonnes par le pass\u00e9 et les m\u00e9nages consid\u00e8rent que leur situation financi\u00e8re ne se d\u00e9grade plus.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version diaporama \u2013 avril 2011)<\/p><p class=\"postAttachment__fileSize\">664,7 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;23\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version diaporama \u2013 avril 2011)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version diaporama \u2013 avril 2011)\" href=\"https:\/\/fbf.fr\/uploads\/2022\/01\/Presentation-observatoire-credits-menages-resultats-complets-2010.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version diaporama \u2013 avril 2011)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version texte \u2013 avril 2011)<\/p><p class=\"postAttachment__fileSize\">164,2 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;23\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version texte \u2013 avril 2011)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version texte \u2013 avril 2011)\" href=\"https:\/\/fbf.fr\/uploads\/2022\/01\/Synthese-observatoire-credits-menages-resultats-complets-2010.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 (version texte \u2013 avril 2011)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version diaporama \u2013 janvier 2011)<\/p><p class=\"postAttachment__fileSize\">161,4 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;23\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version diaporama \u2013 janvier 2011)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version diaporama \u2013 janvier 2011)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Presentation-observatoire-credits-menages-resultats-partiels-2010.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version diaporama \u2013 janvier 2011)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version texte \u2013 janvier 2011)<\/p><p class=\"postAttachment__fileSize\">64,4 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;23\u00e8me rapport annuel de l\\u0027Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version texte \u2013 janvier 2011)&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version texte \u2013 janvier 2011)\" href=\"https:\/\/fbf.fr\/uploads\/2025\/09\/Synthese-observatoire-credits-menages-resultats-partiels-2010.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger 23\u00e8me rapport annuel de l&#039;Observatoire des Cr\u00e9dits aux M\u00e9nages \u2013 tableau de bord 2010 r\u00e9sultats partiels (version texte \u2013 janvier 2011)<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le professeur Mouillart a pr\u00e9sent\u00e9 le 6 avril 2011 les r\u00e9sultats complets du rapport annuel 2010 sur les comportements des Fran\u00e7ais \u00e0 l&rsquo;\u00e9gard du cr\u00e9dit \u00e0 la consommation et du cr\u00e9dit immobilier.<\/p>\n","protected":false},"author":36,"featured_media":37643,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":10046,"viewed_at":"1778491812"},"categories":[3350,3320,3391],"tags":[3276,3273],"class_list":["post-11311","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credits","category-rubrique-etudes-et-chiffres-cles","category-observatoire-des-credits-aux-menages","tag-credits","tag-particuliers"],"yoast_head":"<title>23\u00e8me \u00e9dition de l\u2019Observatoire des Cr\u00e9dits aux M\u00e9nages (OCM)<\/title>\n<meta name=\"description\" content=\"Le professeur Mouillart a pr\u00e9sent\u00e9 le 6 avril 2011 les r\u00e9sultats complets du rapport annuel 2010 sur les comportements des Fran\u00e7ais \u00e0 l&#039;\u00e9gard du cr\u00e9dit \u00e0 la consommation et du 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