{"id":11220,"date":"2012-01-05T00:00:00","date_gmt":"2012-01-05T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2012\/01\/05\/convention-aeras-revisee-fiche-dinformation-sur-les-garanties-alternatives\/"},"modified":"2022-01-12T15:53:04","modified_gmt":"2022-01-12T13:53:04","slug":"convention-aeras-revisee-fiche-dinformation-sur-les-garanties-alternatives","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/convention-aeras-revisee-fiche-dinformation-sur-les-garanties-alternatives\/","title":{"rendered":"Convention AERAS r\u00e9vis\u00e9e : fiche d&rsquo;information sur les garanties alternatives"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Dans le cadre de la convention AERAS (s\u2019Assurer et Emprunter avec un Risque Aggrav\u00e9 de Sant\u00e9), les \u00e9tablissements de cr\u00e9dit se sont engag\u00e9s, notamment lorsque l\u2019assureur ne peut garantir le pr\u00eat, \u00e0 accepter des alternatives qui peuvent apporter des garanties dont la valeur et la mise en jeu offrent la m\u00eame s\u00e9curit\u00e9 que l\u2019assurance pour le pr\u00eateur et l\u2019emprunteur. Afin de mieux faire conna\u00eetre cette possibilit\u00e9, les \u00e9tablissements de cr\u00e9dit ont \u00e9tabli cette fiche qui pr\u00e9sente les principales garanties alternatives et les conditions favorisant leur acceptation par le pr\u00eateur.<\/strong><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Fiche d\u2019information sur les garanties alternatives<\/p><p class=\"postAttachment__fileSize\">121,9 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Fiche d\u2019information sur les garanties alternatives&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Fiche d\u2019information sur les garanties alternatives\" href=\"https:\/\/fbf.fr\/uploads\/2021\/10\/Fiche_informations_garantie_alternative_dec2011.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Fiche d\u2019information sur les garanties alternatives<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Dans le cadre de la convention AERAS (s\u2019Assurer et Emprunter avec un Risque Aggrav\u00e9 de Sant\u00e9), les \u00e9tablissements de cr\u00e9dit se sont engag\u00e9s, notamment lorsque l\u2019assureur ne peut garantir le pr\u00eat, \u00e0 accepter des alternatives qui peuvent apporter des garanties dont la valeur et la mise en jeu offrent la m\u00eame s\u00e9curit\u00e9 que l\u2019assurance pour le pr\u00eateur et l\u2019emprunteur. Afin de mieux faire conna\u00eetre cette possibilit\u00e9, les \u00e9tablissements de cr\u00e9dit ont \u00e9tabli cette fiche qui pr\u00e9sente les principales garanties alternatives et les conditions favorisant leur acceptation par le pr\u00eateur.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":9714,"viewed_at":"1778493636"},"categories":[3350,1586,1603,2001],"tags":[3276,3273],"class_list":["post-11220","post","type-post","status-publish","format-standard","hentry","category-credits","category-la-federation-bancaire-francaise","category-la-banque-des-particuliers","category-preconisations","tag-credits","tag-particuliers"],"yoast_head":"<title>Convention AERAS r\u00e9vis\u00e9e : fiche d&#039;information sur les garanties alternatives<\/title>\n<meta name=\"description\" content=\"Dans le cadre de la convention AERAS, les 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l\u2019assureur ne peut garantir le pr\u00eat, \u00e0 accepter des alternatives qui peuvent apporter des garanties dont la valeur et la mise en jeu offrent la m\u00eame s\u00e9curit\u00e9 que l\u2019assurance pour le pr\u00eateur et l\u2019emprunteur.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/convention-aeras-revisee-fiche-dinformation-sur-les-garanties-alternatives\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:published_time\" content=\"2012-01-05T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-12T13:53:04+00:00\" \/>\n<meta name=\"author\" content=\"abrienne\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"abrienne\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" 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