{"id":10893,"date":"2015-01-16T00:00:00","date_gmt":"2015-01-16T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2015\/01\/16\/declaration-de-la-fbf-sur-lepargne-reglementee\/"},"modified":"2022-01-20T11:27:43","modified_gmt":"2022-01-20T09:27:43","slug":"declaration-de-la-fbf-sur-lepargne-reglementee","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/declaration-de-la-fbf-sur-lepargne-reglementee\/","title":{"rendered":"D\u00e9claration de la FBF sur l&rsquo;\u00e9pargne r\u00e9glement\u00e9e"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>La FBF a pris acte de la d\u00e9cision du gouvernement sur les taux de l&rsquo;\u00e9pargne r\u00e9glement\u00e9e \u00e0 compter du 1er f\u00e9vrier.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">S&rsquo;agissant du maintien du taux du livret A \u00e0 1 %, on peut regretter que le gouvernement n&rsquo;ait pas suivi la proposition \u00e9quilibr\u00e9e du Gouverneur de la Banque de France qui \u00e9tait de le fixer \u00e0 0,75 % et non pas 0,25 %, comme l&rsquo;aurait entra\u00een\u00e9 la formule r\u00e9glementaire de calcul. <br> <br>S&rsquo;agissant du PEL, la d\u00e9cision de baisser le taux d&rsquo;\u00e9pargne \u00e0 2% va dans le bon sens m\u00eame si cette ressource demeurera ch\u00e8re pour le financement du logement. Pour m\u00e9moire, le taux moyen des cr\u00e9dits immobiliers est de 2,36 %. <br> <br>Les deux d\u00e9cisions restent favorables aux \u00e9pargnants mais ne vont pas assez loin pour le financement de l&rsquo;\u00e9conomie. <br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La FBF a pris acte de la d\u00e9cision du gouvernement sur les taux de l&rsquo;\u00e9pargne r\u00e9glement\u00e9e \u00e0 compter du 1er f\u00e9vrier.<\/p>\n","protected":false},"author":36,"featured_media":30328,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":9244,"viewed_at":"1778494515"},"categories":[1585,3351,3348,1582,1603],"tags":[3277,3272,3273],"class_list":["post-10893","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-epargne","category-industrie-bancaire-francaise","category-rubrique-newsroom","category-la-banque-des-particuliers","tag-epargne","tag-industrie-bancaire-francaise","tag-particuliers"],"yoast_head":"<title>D\u00e9claration de la FBF sur l&#039;\u00e9pargne r\u00e9glement\u00e9e<\/title>\n<meta name=\"description\" content=\"La FBF a pris acte de la d\u00e9cision du gouvernement sur les taux de l&#039;\u00e9pargne r\u00e9glement\u00e9e \u00e0 compter du 1er f\u00e9vrier.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/declaration-de-la-fbf-sur-lepargne-reglementee\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00e9claration de la FBF sur l&#039;\u00e9pargne r\u00e9glement\u00e9e\" \/>\n<meta property=\"og:description\" content=\"La FBF a pris acte de la d\u00e9cision du gouvernement sur les taux de l&#039;\u00e9pargne r\u00e9glement\u00e9e \u00e0 compter du 1er f\u00e9vrier.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/declaration-de-la-fbf-sur-lepargne-reglementee\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:published_time\" content=\"2015-01-16T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-20T09:27:43+00:00\" \/>\n<meta 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