{"id":10888,"date":"2015-01-29T00:00:00","date_gmt":"2015-01-29T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2015\/01\/29\/pme-lacces-au-credit-progresse-encore\/"},"modified":"2021-06-11T12:28:58","modified_gmt":"2021-06-11T10:28:58","slug":"pme-lacces-au-credit-progresse-encore","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/pme-lacces-au-credit-progresse-encore\/","title":{"rendered":"PME : l’acc\u00e8s au cr\u00e9dit progresse encore"},"content":{"rendered":"\n

Les banques sont mobilis\u00e9es en faveur des TPE\/PME qui contribuent \u00e0 l\u2019\u00e9conomie de proximit\u00e9 : elles en font d\u2019ailleurs leur priorit\u00e9 strat\u00e9gique.<\/strong><\/p>\n\n\n\n

Les PME repr\u00e9sentent plus de 375 milliards d’euros de cr\u00e9dits mobilis\u00e9s(1)<\/sup> : c’est la moiti\u00e9 des cr\u00e9dits aux entreprises.\n
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Le cr\u00e9dit aux PME est toujours dynamique : +2,2 % de croissance sur un an \u00e0 fin novembre 2014 alors qu’elle \u00e9tait de +0,8 % d\u00e9but 2014. L’acc\u00e8s au cr\u00e9dit des PME progresse encore : 79 % des PME ont obtenu le cr\u00e9dit de tr\u00e9sorerie demand\u00e9 au 4\u00e8me<\/sup> trimestre 2014, c’est 11 points de plus que fin 2013. Pour 70% des PME, la totalit\u00e9 du financement court terme a \u00e9t\u00e9 accord\u00e9e. Pour les pr\u00eats \u00e0 l’investissement, ce taux d\u00e9passe les 9 PME sur 10 (93 %).\n
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Les conditions de taux \u00e9galement favorables (2,06 % en moyenne pour les nouveaux cr\u00e9dits aux PME en France) sont per\u00e7ues par les entreprises : pour 76 % d’entre elles, le co\u00fbt du financement n’a pas augment\u00e9 ou a diminu\u00e9. \n
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<\/p>\n\n\n\n


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_______________\n
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(1)<\/sup> Les cr\u00e9dits mobilis\u00e9s sont la part des cr\u00e9dits effectivement utilis\u00e9s<\/i>\n
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Sources : Banque de France, stats info cr\u00e9dit aux entreprises (\u00e0 fin novembre 2014) et acc\u00e8s au cr\u00e9dit des PME (4\u00e8me<\/sup> trimestre 2014) – BCE, taux des nouveaux cr\u00e9dits aux entreprises en novembre 2014 – 23\u00e8me<\/sup> barom\u00e8tre CGPME\/KPMG, janvier 2014<\/i>\n
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<\/p>\n","protected":false},"excerpt":{"rendered":"

Les banques sont mobilis\u00e9es en faveur des TPE\/PME qui contribuent \u00e0 l\u2019\u00e9conomie de proximit\u00e9 : elles en font d\u2019ailleurs leur priorit\u00e9 strat\u00e9gique.<\/p>\n","protected":false},"author":36,"featured_media":19119,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":266,"viewed_at":"1778063628"},"categories":[3349],"tags":[],"class_list":["post-10888","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-entreprises-et-pme"],"yoast_head":"PME : l'acc\u00e8s au cr\u00e9dit progresse encore - Entreprises et PME - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/pme-lacces-au-credit-progresse-encore\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PME : l'acc\u00e8s au cr\u00e9dit progresse encore - 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