{"id":10863,"date":"2015-04-16T00:00:00","date_gmt":"2015-04-16T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2015\/04\/16\/pme-lacces-au-credit-est-favorable-aux-projets-de-developpement\/"},"modified":"2021-06-11T12:28:36","modified_gmt":"2021-06-11T10:28:36","slug":"pme-lacces-au-credit-est-favorable-aux-projets-de-developpement","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/pme-lacces-au-credit-est-favorable-aux-projets-de-developpement\/","title":{"rendered":"PME : l&rsquo;acc\u00e8s au cr\u00e9dit est favorable aux projets de d\u00e9veloppement"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Les PME repr\u00e9sentent plus de 373,9 milliards d&rsquo;euros de cr\u00e9dits mobilis\u00e9s : c&rsquo;est la moiti\u00e9 des cr\u00e9dits aux entreprises. Le financement des PME est la priorit\u00e9 des r\u00e9seaux bancaires.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les PME repr\u00e9sentent plus de 373,9 milliards d&rsquo;euros de cr\u00e9dits mobilis\u00e9s<sup>(1)<\/sup>&nbsp;: c&rsquo;est la moiti\u00e9 des cr\u00e9dits aux entreprises. Le financement des PME est la priorit\u00e9 des r\u00e9seaux bancaires.<br>Le cr\u00e9dit aux PME est toujours dynamique : +2,1 % de croissance sur un an \u00e0 fin f\u00e9vrier 2015 alors qu&rsquo;elle \u00e9tait de +0,8 % d\u00e9but 2014. L&rsquo;acc\u00e8s au cr\u00e9dit des PME progresse encore d\u00e9but 2015 : 8 PME sur 10 obtiennent le cr\u00e9dit de tr\u00e9sorerie demand\u00e9 et plus de 9\/10 pour l&rsquo;investissement.<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>80 % des PME ont obtenu le cr\u00e9dit de tr\u00e9sorerie demand\u00e9 au 1<sup>er<\/sup>&nbsp;trimestre 2015, c&rsquo;est 9 points de plus que d\u00e9but 2014. Pour 70 % des PME, la totalit\u00e9 du financement court terme a \u00e9t\u00e9 accord\u00e9e.<\/li><li>94 % des PME ont le cr\u00e9dit n\u00e9cessaire \u00e0 leur investissement, encore en augmentation par rapport au pr\u00e9c\u00e9dent trimestre (93 %).<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Les conditions de taux sont \u00e9galement favorables (1,98% en moyenne pour les nouveaux cr\u00e9dits aux PME en France) sont per\u00e7ues par les entreprises : pour 77% d&rsquo;entre elles, le co\u00fbt du financement n&rsquo;a pas augment\u00e9 ou a diminu\u00e9. 34% des PME estiment m\u00eame que le co\u00fbt global du cr\u00e9dit obtenu est en diminution.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><sup>(1)<\/sup>&nbsp;<em>BDF, Cr\u00e9dits aux entreprises, \u00e0 fin f\u00e9vrier 2015<\/em><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure data-wp-context=\"{&quot;closeLabel&quot;:&quot;Fermer&quot;}\" data-wp-interactive=\"fbf-theme\/lightbox\" class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"368\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME.jpg\" alt=\"\" class=\"wp-image-19113\" srcset=\"https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME.jpg 600w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-300x184.jpg 300w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-80x49.jpg 80w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-489x300.jpg 489w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-408x250.jpg 408w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-82x50.jpg 82w, https:\/\/fbf.fr\/uploads\/2021\/04\/graphique-credits-PME-550x337.jpg 550w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/figure><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Les PME repr\u00e9sentent plus de 373,9 milliards d&rsquo;euros de cr\u00e9dits mobilis\u00e9s : c&rsquo;est la moiti\u00e9 des cr\u00e9dits aux entreprises. Le financement des PME est la priorit\u00e9 des r\u00e9seaux bancaires.<\/p>\n","protected":false},"author":36,"featured_media":19111,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":124,"viewed_at":"1778455714"},"categories":[3349],"tags":[],"class_list":["post-10863","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-entreprises-et-pme"],"yoast_head":"<title>PME : l&#039;acc\u00e8s au cr\u00e9dit est favorable aux projets de d\u00e9veloppement - Entreprises et PME - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/pme-lacces-au-credit-est-favorable-aux-projets-de-developpement\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PME : l&#039;acc\u00e8s au cr\u00e9dit est favorable aux projets de d\u00e9veloppement - Entreprises et PME - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\" \/>\n<meta property=\"og:description\" content=\"Les PME repr\u00e9sentent plus de 373,9 milliards d&#039;euros de cr\u00e9dits mobilis\u00e9s : c&#039;est la moiti\u00e9 des cr\u00e9dits aux entreprises. 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