{"id":10764,"date":"2016-01-20T00:00:00","date_gmt":"2016-01-20T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2016\/01\/20\/les-pme-francaises-ont-un-acces-eleve-au-credit-y-compris-pour-leur-besoin-de-tresorerie\/"},"modified":"2021-07-02T16:13:08","modified_gmt":"2021-07-02T14:13:08","slug":"les-pme-francaises-ont-un-acces-eleve-au-credit-y-compris-pour-leur-besoin-de-tresorerie","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/les-pme-francaises-ont-un-acces-eleve-au-credit-y-compris-pour-leur-besoin-de-tresorerie\/","title":{"rendered":"Les PME fran\u00e7aises ont un acc\u00e8s \u00e9lev\u00e9 au cr\u00e9dit, y compris pour leur besoin de tr\u00e9sorerie"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>L&rsquo;acc\u00e8s au cr\u00e9dit des TPE\/PME reste \u00e9lev\u00e9 en France en 2015 et progresse encore plus particuli\u00e8rement au dernier trimestre, selon la Banque de France*.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><br>Le taux d&rsquo;obtention s&rsquo;am\u00e9liore notamment pour les cr\u00e9dits de tr\u00e9sorerie aux PME, en hausse de 10 points \u00e0 84%, comme aux TPE, 63% au lieu de 59%. Les entreprises acc\u00e8dent \u00e9galement plus largement aux financements de leurs investissements, obtenant satisfaction pour plus de 9 PME sur 10 (94%). <br> <br>La demande de cr\u00e9dit \u00e9volue peu par rapport au reste de l&rsquo;ann\u00e9e, l&rsquo;absence de besoin de financement \u00e9tant la premi\u00e8re cause soulev\u00e9e par les TPE\/PME. Seulement 1% d&rsquo;entre elles anticipent un \u00e9ventuel refus, niveau en baisse sensible par rapport au d\u00e9but de l&rsquo;ann\u00e9e. <\/p>\n\n\n\n<div class=\"wp-block-image\"><figure data-wp-context=\"{&quot;closeLabel&quot;:&quot;Fermer&quot;}\" data-wp-interactive=\"fbf-theme\/lightbox\" class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"876\" height=\"641\" aria-haspopup=\"dialog\" data-wp-on--click=\"actions.open\" data-wp-on--keydown=\"actions.key\" role=\"button\" tabindex=\"0\" src=\"https:\/\/fbf.fr\/uploads\/2021\/07\/image-15.png\" alt=\"\" class=\"wp-image-24180\" srcset=\"https:\/\/fbf.fr\/uploads\/2021\/07\/image-15.png 876w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-300x220.png 300w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-768x562.png 768w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-80x59.png 80w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-642x470.png 642w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-410x300.png 410w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-342x250.png 342w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-68x50.png 68w, https:\/\/fbf.fr\/uploads\/2021\/07\/image-15-550x402.png 550w\" sizes=\"auto, (max-width: 876px) 100vw, 876px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">* <i>Banque de France, enqu\u00eate acc\u00e8s au cr\u00e9dit des TPE\/PME, 4e trimestre 2015 &#8211; aupr\u00e8s de 4000 PME et 2400 TPE.<\/i> <br> <br> <br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L&rsquo;acc\u00e8s au cr\u00e9dit des TPE\/PME reste \u00e9lev\u00e9 en France en 2015 et progresse encore plus particuli\u00e8rement au dernier trimestre, selon la Banque de 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