{"id":10733,"date":"2016-03-11T00:00:00","date_gmt":"2016-03-11T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2016\/03\/11\/leco-pret-a-taux-zero-devient-cumulable-avec-le-credit-dimpot-transition-energetique\/"},"modified":"2023-04-07T16:33:58","modified_gmt":"2023-04-07T14:33:58","slug":"leco-pret-a-taux-zero-devient-cumulable-avec-le-credit-dimpot-transition-energetique","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/leco-pret-a-taux-zero-devient-cumulable-avec-le-credit-dimpot-transition-energetique\/","title":{"rendered":"L&rsquo;Eco-pr\u00eat \u00e0 taux z\u00e9ro devient cumulable avec le cr\u00e9dit d&rsquo;imp\u00f4t transition \u00e9nerg\u00e9tique"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><strong>Lors d\u2019une interview le 7 mars 2016, la ministre de l\u2019Environnement et de l\u2019Energie a annonc\u00e9 que l&rsquo;Eco-pr\u00eat \u00e0 taux z\u00e9ro (Eco-PTZ) peut d\u00e9sormais se cumuler avec le cr\u00e9dit d&rsquo;imp\u00f4t transition \u00e9nerg\u00e9tique (CITE) sans plafond de revenus.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depuis le 1<sup>er<\/sup>&nbsp;mars 2016, les particuliers qui souhaitent effectuer des travaux dans leur r\u00e9sidence principale afin de r\u00e9aliser des&nbsp;\u00e9conomies d&rsquo;\u00e9nergie&nbsp;peuvent d\u00e9sormais cumuler&nbsp;l&rsquo;Eco-pr\u00eat \u00e0 taux z\u00e9ro (Eco-PTZ)&nbsp;avec le cr\u00e9dit d&rsquo;imp\u00f4t transition \u00e9nerg\u00e9tique (CITE<sup>(1)<\/sup>), sans condition de ressources. Ce cumul \u00e9tait jusqu&rsquo;\u00e0 pr\u00e9sent r\u00e9serv\u00e9 aux m\u00e9nages les plus modestes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Favoriser la r\u00e9novation \u00e9nerg\u00e9tique des logements pour tous les m\u00e9nages.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Fin 2015, le gouvernement avait d\u00e9j\u00e0 annonc\u00e9 plusieurs mesures visant \u00e0 promouvoir&nbsp;<a href=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/eco-pret-a-taux-zero-les-banques-francaises-engagees-dans-le-financement-de-la-renovation-energetique-des-logements\/\">l&rsquo;Eco-PTZ<\/a>&nbsp;:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Prolongation du dispositif jusqu&rsquo;en 2018<\/li><li>Possibilit\u00e9 d&rsquo;inclure l&rsquo;Eco-PTZ dans l&rsquo;offre globale de pr\u00eat lors de l&rsquo;achat d&rsquo;un bien, avant m\u00eame de disposer d&rsquo;un devis de travaux<\/li><li>Possibilit\u00e9 d&rsquo;\u00e9taler sur 3 ans les travaux de r\u00e9novation \u00e9nerg\u00e9tique \u00e0 condition de ne pas d\u00e9passer le montant maximum de 30.000 euros.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La FBF accompagne l&rsquo;action d&rsquo;information du gouvernement pour la promotion de ce dispositif, notamment via la diffusion de documents d&rsquo;informations dans tous les r\u00e9seaux bancaires distributeurs et aupr\u00e8s du grand public sur son site <a href=\"https:\/\/lesclesdelabanque.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">lesclesdelanque.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Avec cette nouvelle mesure permettant de cumuler Eco-PTZ et CITE, sans conditions de ressources, le gouvernement veut accentuer la mobilisation en faveur de la r\u00e9novation \u00e9nerg\u00e9tique des logements en la rendant accessible \u00e0 tous les m\u00e9nages fran\u00e7ais.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La FBF salue cette nouvelle mesure qui contribuera \u00e0 faciliter la prise de d\u00e9cision des m\u00e9nages pour se lancer dans des travaux de r\u00e9novation \u00e9nerg\u00e9tique.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><sup>(1)<\/sup>&nbsp;<em>Le CITE permet de b\u00e9n\u00e9ficier d<\/em><em>&lsquo;<\/em><em>un remboursement \u00e0 hauteur de 30% des d\u00e9penses effectu\u00e9es pour l<\/em><em>&lsquo;<\/em><em>acquisition de certains \u00e9quipements dans le cadre de la r\u00e9novation \u00e9nerg\u00e9tique du logement, comme par exemple certains mat\u00e9riaux d<\/em><em>&lsquo;<\/em><em>isolation, les \u00e9quipements de chauffage ou les \u00e9quipements utilisant des \u00e9nergies renouvelables. Accessible sans conditions de ressources, le cr\u00e9dit d<\/em><em>&lsquo;<\/em><em>imp\u00f4t est plafonn\u00e9 \u00e0 8 000 euros pour une personne et 16 000 euros pour un couple.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lors d\u2019une interview le 7 mars 2016, la ministre de l\u2019Environnement et de l\u2019Energie a annonc\u00e9 que l&rsquo;Eco-pr\u00eat \u00e0 taux z\u00e9ro (Eco-PTZ) peut d\u00e9sormais se cumuler avec le cr\u00e9dit d&rsquo;imp\u00f4t transition \u00e9nerg\u00e9tique (CITE) sans plafond de revenus.<\/p>\n","protected":false},"author":36,"featured_media":24068,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":6979,"viewed_at":"1778494585"},"categories":[1585,3433,3331,3350,3348,1586,1582,1603,3430],"tags":[3275,3276,3272,3273],"class_list":["post-10733","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-infos-banques-et-climat","category-climat","category-credits","category-industrie-bancaire-francaise","category-la-federation-bancaire-francaise","category-rubrique-newsroom","category-la-banque-des-particuliers","category-publications","tag-climat","tag-credits","tag-industrie-bancaire-francaise","tag-particuliers"],"yoast_head":"<title>L&#039;Eco-pr\u00eat \u00e0 taux z\u00e9ro devient cumulable avec le cr\u00e9dit d&#039;imp\u00f4t transition \u00e9nerg\u00e9tique<\/title>\n<meta name=\"description\" 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