{"id":10497,"date":"2017-02-03T00:00:00","date_gmt":"2017-02-03T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2017\/02\/03\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/"},"modified":"2022-01-12T18:44:29","modified_gmt":"2022-01-12T16:44:29","slug":"les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/","title":{"rendered":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">L&rsquo;ann\u00e9e 2016 se termine par une forte dynamique des cr\u00e9dits aux particuliers, ils atteignent 1096 milliards \u20ac (1055 fin 2015), en croissance de + 4,5% sur un an. <br> <br>Les cr\u00e9dits \u00e0 l&rsquo;habitat sont en acc\u00e9l\u00e9ration : + 4,3% en rythme annuel. 82% des cr\u00e9dits aux m\u00e9nages b\u00e9n\u00e9ficient au logement, soit 899 milliards d&rsquo;euros d&rsquo;encours. Un nouveau record des cr\u00e9dits \u00e0 l&rsquo;habitat a \u00e9t\u00e9 franchi avec 33,6 milliards d&rsquo;euros de nouveaux pr\u00eats immobiliers au cours du mois de d\u00e9cembre 2016, dans un contexte de taux toujours tr\u00e8s favorables. <br> <br>Repr\u00e9sentant plus de 20% du total des cr\u00e9dits aux particuliers dans la zone euro, la France se situe en t\u00eate pour la croissance des pr\u00eats immobiliers (+ 2,7% pour la moyenne de la zone euro). <br><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Financement des particuliers &#8211; f\u00e9vrier 2017<\/p><p class=\"postAttachment__fileSize\">528,9 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Financement des particuliers - f\u00e9vrier 2017&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Financement des particuliers - f\u00e9vrier 2017\" href=\"https:\/\/fbf.fr\/uploads\/2021\/06\/Financement-des-particuliers-fevrier2017.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger Financement des particuliers &#8211; f\u00e9vrier 2017<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":7853,"viewed_at":"1778360550"},"categories":[3397,3350,3320,3348,1603],"tags":[3276,3272,3273],"class_list":["post-10497","post","type-post","status-publish","format-standard","hentry","category-chiffres-cles","category-credits","category-rubrique-etudes-et-chiffres-cles","category-industrie-bancaire-francaise","category-la-banque-des-particuliers","tag-credits","tag-industrie-bancaire-francaise","tag-particuliers"],"yoast_head":"<title>Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016<\/title>\n<meta name=\"description\" content=\"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016\" \/>\n<meta property=\"og:description\" content=\"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:published_time\" content=\"2017-02-03T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-12T16:44:29+00:00\" \/>\n<meta name=\"author\" content=\"abrienne\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"abrienne\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/\"},\"author\":{\"name\":\"abrienne\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\"},\"headline\":\"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016\",\"datePublished\":\"2017-02-03T00:00:00+00:00\",\"dateModified\":\"2022-01-12T16:44:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/\"},\"wordCount\":151,\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"keywords\":[\"Cr\u00e9dits\",\"Industrie bancaire fran\u00e7aise\",\"Particuliers\"],\"articleSection\":[\"Chiffres cl\u00e9s\",\"Cr\u00e9dits\",\"Etudes et chiffres cl\u00e9s\",\"Industrie bancaire fran\u00e7aise\",\"Particuliers\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/\",\"name\":\"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\"},\"datePublished\":\"2017-02-03T00:00:00+00:00\",\"dateModified\":\"2022-01-12T16:44:29+00:00\",\"description\":\"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"description\":\"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.\",\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"width\":150,\"height\":90,\"caption\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\",\"name\":\"abrienne\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"caption\":\"abrienne\"}}]}<\/script>","yoast_head_json":{"title":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016","description":"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/","og_locale":"fr_FR","og_type":"article","og_title":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016","og_description":"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.","og_url":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/","og_site_name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","article_published_time":"2017-02-03T00:00:00+00:00","article_modified_time":"2022-01-12T16:44:29+00:00","author":"abrienne","twitter_card":"summary_large_image","twitter_misc":{"Written by":"abrienne","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/#article","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/"},"author":{"name":"abrienne","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8"},"headline":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016","datePublished":"2017-02-03T00:00:00+00:00","dateModified":"2022-01-12T16:44:29+00:00","mainEntityOfPage":{"@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/"},"wordCount":151,"publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"keywords":["Cr\u00e9dits","Industrie bancaire fran\u00e7aise","Particuliers"],"articleSection":["Chiffres cl\u00e9s","Cr\u00e9dits","Etudes et chiffres cl\u00e9s","Industrie bancaire fran\u00e7aise","Particuliers"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/","url":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/","name":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/#website"},"datePublished":"2017-02-03T00:00:00+00:00","dateModified":"2022-01-12T16:44:29+00:00","description":"Record des nouveaux cr\u00e9dits \u00e0 l\u2019habitat en d\u00e9cembre.","breadcrumb":{"@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/fbf.fr\/fr\/les-banques-financent-les-projets-des-francais-45-de-credits-aux-menages-en-2016\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbf.fr\/fr\/"},{"@type":"ListItem","position":2,"name":"Les banques financent les projets des Fran\u00e7ais : + 4,5% de cr\u00e9dits aux m\u00e9nages en 2016"}]},{"@type":"WebSite","@id":"https:\/\/fbf.fr\/fr\/#website","url":"https:\/\/fbf.fr\/fr\/","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","description":"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.","publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbf.fr\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/fbf.fr\/fr\/#organization","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","url":"https:\/\/fbf.fr\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","width":150,"height":90,"caption":"F\u00e9d\u00e9ration bancaire fran\u00e7aise"},"image":{"@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8","name":"abrienne","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","caption":"abrienne"}}]}},"_links":{"self":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts\/10497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/comments?post=10497"}],"version-history":[{"count":0,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts\/10497\/revisions"}],"wp:attachment":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media?parent=10497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/categories?post=10497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/tags?post=10497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}