{"id":10475,"date":"2017-02-28T00:00:00","date_gmt":"2017-02-28T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2017\/02\/28\/le-surendettement-en-net-recul-en-2016\/"},"modified":"2022-01-10T19:25:26","modified_gmt":"2022-01-10T17:25:26","slug":"le-surendettement-en-net-recul-en-2016","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/le-surendettement-en-net-recul-en-2016\/","title":{"rendered":"Le surendettement en net recul en 2016"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Apr\u00e8s une baisse de 5,9% constat\u00e9e en 2015, les chiffres 2016 confirment la forte diminution du nombre de dossiers de surendettement d\u00e9pos\u00e9s \u00e0 la Banque de France.<\/strong><br><br>Le nombre de dossiers de surendettement a recul\u00e9 de 10,6% en 2016, pour s&rsquo;\u00e9tablir \u00e0 194 194 dossiers d\u00e9pos\u00e9s selon l&rsquo;enqu\u00eate typologique 2016 de la Banque de France\u00a0sur le surendettement des m\u00e9nages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dans la structure de l&rsquo;endettement des m\u00e9nages surendett\u00e9s, l&rsquo;enqu\u00eate note une diminution de la part de l&rsquo;endettement financier dans l&rsquo;endettement global.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le profil des m\u00e9nages surendett\u00e9s se caract\u00e9rise par une forte proportion de personnes vivant seules (66,1%), sans personne \u00e0 charge (53,9%) et locataires (76,3%). La proportion de dossiers sans aucune capacit\u00e9 de remboursement reste quasiment stable (52,1%).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La profession bancaire est mobilis\u00e9e pour lutter contre le surendettement et la protection des populations les plus fragiles. La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise d\u00e9veloppe notamment des partenariats avec les acteurs sociaux en r\u00e9gion pour accompagner les m\u00e9nages en difficult\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Elle propose \u00e9galement un programme p\u00e9dagogique d&rsquo;\u00e9ducation budg\u00e9taire et financi\u00e8re \u00e0 destination du grand public via \u00ab <a href=\"http:\/\/www.lesclesdelabanque.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Les cl\u00e9s de la banque<\/em><\/strong><\/a> \u00bb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Apr\u00e8s une baisse de 5,9% constat\u00e9e en 2015, les chiffres 2016 confirment la forte diminution du nombre de dossiers de surendettement d\u00e9pos\u00e9s \u00e0 la Banque de France.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":8720,"viewed_at":"1778360598"},"categories":[3397,3366,3320,3102,1603],"tags":[3294,3330],"class_list":["post-10475","post","type-post","status-publish","format-standard","hentry","category-chiffres-cles","category-education-financiere","category-rubrique-etudes-et-chiffres-cles","category-inclusion-bancaire","category-la-banque-des-particuliers","tag-education-financiere","tag-surendettement"],"yoast_head":"<title>Le surendettement en net recul en 2016 - 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