{"id":10306,"date":"2018-02-12T00:00:00","date_gmt":"2018-02-12T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2018\/02\/12\/lamf-publie-son-premier-barometre-annuel-de-lepargne-et-de-linvestissement\/"},"modified":"2022-01-12T18:00:33","modified_gmt":"2022-01-12T16:00:33","slug":"lamf-publie-son-premier-barometre-annuel-de-lepargne-et-de-linvestissement","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/lamf-publie-son-premier-barometre-annuel-de-lepargne-et-de-linvestissement\/","title":{"rendered":"L\u2019AMF publie son premier barom\u00e8tre annuel de l\u2019\u00e9pargne et de l\u2019investissement"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Si une majorit\u00e9 d\u2019\u00e9pargnants privil\u00e9gient les placements sans risques, on note toutefois un regain d\u2019int\u00e9r\u00eat pour les placements en action.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Les fran\u00e7ais s\u2019int\u00e9ressent \u00e0 la Bourse mais pl\u00e9biscitent les livrets d\u2019\u00e9pargne<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dans le d\u00e9tail, on apprend que&nbsp;<strong>3 fran\u00e7ais sur 10 sont int\u00e9ress\u00e9s par les placements en actions<\/strong>&nbsp;et que&nbsp;<strong>40% des \u00e9pargnants envisagent<\/strong>&nbsp;d&rsquo;y souscrire prochainement.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les&nbsp;<strong>livrets d&rsquo;\u00e9pargne<\/strong>&nbsp;garantissent \u00e0 l&rsquo;\u00e9pargnant la s\u00e9curit\u00e9 de son placement et m\u00eame s&rsquo;ils proposent un rendement faible, ils restent&nbsp;<strong>pl\u00e9biscit\u00e9s \u00e0 hauteur de 41%.<\/strong>&nbsp;Ce sont ainsi 52% des personnes interrog\u00e9es qui refusent tout risque sur les placements et 64% qui d\u00e9clarent ne pas avoir confiance dans la Bourse.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">On constate n\u00e9anmoins une&nbsp;<strong>remont\u00e9e du taux de d\u00e9tention des actions<\/strong>&nbsp;qui passent de 7,6% en 2016 \u00e0&nbsp;<strong>8,7% en 2017<\/strong>, une premi\u00e8re depuis une d\u00e9cennie. Ainsi,&nbsp;<strong>44%&nbsp;<\/strong>des fran\u00e7ais jugent les placements en action comme le&nbsp;<strong>moyen d&rsquo;\u00e9pargne le plus int\u00e9ressant sur le long terme<\/strong>&nbsp;et 56% pensent qu&rsquo;il s&rsquo;agit d&rsquo;une&nbsp;\u00ab&nbsp;bonne id\u00e9e&nbsp;\u00a0\u00bb&nbsp;de diversification.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Concernant les motivations des \u00e9pargnants, la&nbsp;<strong>pr\u00e9paration de la retraite est la priorit\u00e9 pour 7 personnes sur 10.&nbsp;<\/strong>A noter que deux crit\u00e8res sont particuli\u00e8rement importants au moment d&rsquo;\u00e9tablir une strat\u00e9gie de placement : l&rsquo;<strong>appr\u00e9hension du niveau de risque<\/strong>&nbsp;(61%) et le&nbsp;<strong>rendement esp\u00e9r\u00e9&nbsp;<\/strong>(59%)<strong>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Le r\u00f4le pr\u00e9pond\u00e9rant du conseiller bancaire<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Cette \u00e9tude mentionne \u00e9galement le r\u00f4le des banques et notamment du conseiller bancaire. Il appara\u00eet qu&rsquo;au moment de&nbsp;<strong>s<\/strong><strong>&lsquo;<\/strong><strong>informer sur les produits d<\/strong><strong>&lsquo;<\/strong><strong>\u00e9pargne&nbsp;<\/strong>et de placement,&nbsp;<strong>73%&nbsp;<\/strong>des fran\u00e7ais se sentent&nbsp;<strong>\u00e0 l<\/strong><strong>&lsquo;<\/strong><strong>aise pour en discuter avec leur banquier<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Au moment de choisir, le&nbsp;<strong>conseiller bancaire&nbsp;<\/strong>reste le<strong>&nbsp;premier prescripteur<\/strong>&nbsp;lors de la souscription d&rsquo;un contrat (<strong>57%<\/strong>) devant l&rsquo;entourage proche (famille, amis).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.amf-france.org\/fr\/actualites-publications\/publications\/rapports-etudes-et-analyses\/1ere-edition-du-barometre-amf-de-lepargne-et-de-linvestissement-decembre-2017\" target=\"_blank\" rel=\"noreferrer noopener\">Lien vers le Barom\u00e8tre AMF (PDF)<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si une majorit\u00e9 d\u2019\u00e9pargnants privil\u00e9gient les placements sans risques, on note toutefois un regain d\u2019int\u00e9r\u00eat pour les placements en action.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":8230,"viewed_at":"1778492458"},"categories":[3389,3351,3320],"tags":[3277,3273],"class_list":["post-10306","post","type-post","status-publish","format-standard","hentry","category-autres-enquetes-et-etudes","category-epargne","category-rubrique-etudes-et-chiffres-cles","tag-epargne","tag-particuliers"],"yoast_head":"<title>L\u2019AMF publie son premier barom\u00e8tre annuel de l\u2019\u00e9pargne et de l\u2019investissement<\/title>\n<meta name=\"description\" content=\"Si une majorit\u00e9 d\u2019\u00e9pargnants privil\u00e9gient les placements 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