{"id":10244,"date":"2018-10-16T00:00:00","date_gmt":"2018-10-16T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/2018\/10\/16\/prelevement-a-la-source-et-credits-immobiliers\/"},"modified":"2022-01-17T15:54:25","modified_gmt":"2022-01-17T13:54:25","slug":"prelevement-a-la-source-et-credits-immobiliers","status":"publish","type":"post","link":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/","title":{"rendered":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu. D\u2019ailleurs pour les salari\u00e9s, il est bien pr\u00e9vu que le montant du salaire avant pr\u00e9l\u00e8vement \u00e0 la source soit individualis\u00e9 sur la fiche de paye.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Le pr\u00e9l\u00e8vement \u00e0 la source n&rsquo;est donc pas de nature \u00e0 modifier la capacit\u00e9 de remboursement et le taux maximum d&rsquo;endettement calcul\u00e9 au cas par cas par les \u00e9tablissements bancaires lors de l&rsquo;octroi d&rsquo;un cr\u00e9dit.  <br> <br>La mise en \u0153uvre du pr\u00e9l\u00e8vement \u00e0 la source n&rsquo;aura aucun impact sur la capacit\u00e9 d&rsquo;endettement des m\u00e9nages souhaitant contracter un pr\u00eat mobilier. <br><\/p>\n\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu. D\u2019ailleurs pour les salari\u00e9s, il est bien pr\u00e9vu que le montant du salaire avant pr\u00e9l\u00e8vement \u00e0 la source soit individualis\u00e9 sur la fiche de paye.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":3848,"viewed_at":"1778374488"},"categories":[1707,3350,1582,1603],"tags":[3276],"class_list":["post-10244","post","type-post","status-publish","format-standard","hentry","category-communiques","category-credits","category-rubrique-newsroom","category-la-banque-des-particuliers","tag-credits"],"yoast_head":"<title>Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers<\/title>\n<meta name=\"description\" content=\"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers\" \/>\n<meta property=\"og:description\" content=\"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:published_time\" content=\"2018-10-16T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-01-17T13:54:25+00:00\" \/>\n<meta name=\"author\" content=\"abrienne\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"abrienne\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/\"},\"author\":{\"name\":\"abrienne\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\"},\"headline\":\"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers\",\"datePublished\":\"2018-10-16T00:00:00+00:00\",\"dateModified\":\"2022-01-17T13:54:25+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/\"},\"wordCount\":137,\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"keywords\":[\"Cr\u00e9dits\"],\"articleSection\":[\"Communiqu\u00e9s de presse\",\"Cr\u00e9dits\",\"Newsroom\",\"Particuliers\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/\",\"name\":\"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\"},\"datePublished\":\"2018-10-16T00:00:00+00:00\",\"dateModified\":\"2022-01-17T13:54:25+00:00\",\"description\":\"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/prelevement-a-la-source-et-credits-immobiliers\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"description\":\"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.\",\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"width\":150,\"height\":90,\"caption\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\",\"name\":\"abrienne\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"caption\":\"abrienne\"}}]}<\/script>","yoast_head_json":{"title":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers","description":"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/","og_locale":"fr_FR","og_type":"article","og_title":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers","og_description":"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.","og_url":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/","og_site_name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","article_published_time":"2018-10-16T00:00:00+00:00","article_modified_time":"2022-01-17T13:54:25+00:00","author":"abrienne","twitter_card":"summary_large_image","twitter_misc":{"Written by":"abrienne","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/#article","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/"},"author":{"name":"abrienne","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8"},"headline":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers","datePublished":"2018-10-16T00:00:00+00:00","dateModified":"2022-01-17T13:54:25+00:00","mainEntityOfPage":{"@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/"},"wordCount":137,"publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"keywords":["Cr\u00e9dits"],"articleSection":["Communiqu\u00e9s de presse","Cr\u00e9dits","Newsroom","Particuliers"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/","url":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/","name":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/#website"},"datePublished":"2018-10-16T00:00:00+00:00","dateModified":"2022-01-17T13:54:25+00:00","description":"Concernant les cr\u00e9dits immobiliers, la FBF rappelle que le pr\u00e9l\u00e8vement \u00e0 la source constitue une simple modalit\u00e9 de paiement de l\u2019imp\u00f4t contemporain de la perception du revenu.","breadcrumb":{"@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/fbf.fr\/fr\/prelevement-a-la-source-et-credits-immobiliers\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbf.fr\/fr\/"},{"@type":"ListItem","position":2,"name":"Pr\u00e9l\u00e8vement \u00e0 la source et cr\u00e9dits immobiliers"}]},{"@type":"WebSite","@id":"https:\/\/fbf.fr\/fr\/#website","url":"https:\/\/fbf.fr\/fr\/","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","description":"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.","publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbf.fr\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/fbf.fr\/fr\/#organization","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","url":"https:\/\/fbf.fr\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","width":150,"height":90,"caption":"F\u00e9d\u00e9ration bancaire fran\u00e7aise"},"image":{"@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8","name":"abrienne","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","caption":"abrienne"}}]}},"_links":{"self":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts\/10244","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/comments?post=10244"}],"version-history":[{"count":0,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/posts\/10244\/revisions"}],"wp:attachment":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media?parent=10244"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/categories?post=10244"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/tags?post=10244"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}