{"id":37452,"date":"2025-07-24T14:14:38","date_gmt":"2025-07-24T12:14:38","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/?post_type=communique_de_presse&#038;p=37452"},"modified":"2026-07-22T17:45:46","modified_gmt":"2026-07-22T15:45:46","slug":"acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises","status":"publish","type":"communique_de_presse","link":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/","title":{"rendered":"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><a href=\"https:\/\/www.banque-france.fr\/fr\/publications-et-statistiques\/publications\/acces-du-public-aux-especes-actualisation-de-letat-des-lieux-fin-2024\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Le Comit\u00e9 National des Moyens de Paiement (CNMP) publie ce jour les chiffres annuels d\u2019acc\u00e8s aux esp\u00e8ces en France<\/a>. Ceux-ci montrent le maintien d\u2019une tr\u00e8s bonne accessibilit\u00e9 aux esp\u00e8ces, notamment du fait du mod\u00e8le relationnel de proximit\u00e9, marque de fabrique des banques en France, et de l\u2019adaptation de leur offre aux besoins des Fran\u00e7ais.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les principaux r\u00e9sultats t\u00e9moignent de la capacit\u00e9 \u00e0 assurer sur tout le territoire une large accessibilit\u00e9 aux esp\u00e8ces des Fran\u00e7ais, que cela soit \u00e0 travers des distributeurs automatiques de billets (DAB) ou des points d\u2019acc\u00e8s privatifs. Ainsi \u00e0 fin 2023, le nombre (stable)&nbsp;de points d\u2019acc\u00e8s aux esp\u00e8ces assure une tr\u00e8s bonne accessibilit\u00e9 en termes de distance. Plus de&nbsp;<strong>99,9% de la population habite \u00e0 moins de 15 minutes<\/strong>&nbsp;d\u2019un point d\u2019acc\u00e8s aux esp\u00e8ces et le temps moyen pour un habitant d\u2019une commune non \u00e9quip\u00e9e se situe en-dessous de 10 minutes. Le nombre de communes \u00e9quip\u00e9es de DAB est en tr\u00e8s l\u00e9g\u00e8re augmentation en 2024.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour Maya Atig, Directrice g\u00e9n\u00e9rale de la F\u00e9d\u00e9ration bancaire fran\u00e7aise : \u00ab&nbsp;<em>M\u00eame si l\u2019utilisation des esp\u00e8ces diminue en France, les banques veillent, aux c\u00f4t\u00e9s de l\u2019ensemble de l\u2019\u00e9cosyst\u00e8me, \u00e0 ce que tous les Fran\u00e7ais y aient acc\u00e8s. L\u2019accessibilit\u00e9 aux esp\u00e8ces reste ainsi, comme cela \u00e9tait le cas les ann\u00e9es pr\u00e9c\u00e9dentes, \u00e0 un tr\u00e8s haut niveau<\/em>.&nbsp;<em>La baisse du nombre de DAB est surtout notable dans les plus grandes communes, en regroupant plusieurs distributeurs, et elle est compens\u00e9e par le d\u00e9veloppement continu, depuis plusieurs ann\u00e9es, de nouveaux points d\u2019acc\u00e8s aux esp\u00e8ces.<\/em>&nbsp;<em>On compte ainsi en France plus de 71&nbsp;057 points d\u2019acc\u00e8s aux esp\u00e8ces (DAB et points privatifs). Entre 2018 et fin 2024, le nombre de point d\u2019acc\u00e8s privatifs aux esp\u00e8ces est pass\u00e9 d\u2019un peu plus de 23 000 \u00e0 pr\u00e8s de 28 479, ce qui traduit bien la possibilit\u00e9 de d\u00e9velopper des solutions concr\u00e8tes pour les Fran\u00e7ais. Par ailleurs, dans leur tr\u00e8s grande majorit\u00e9, les Fran\u00e7ais reconnaissent d\u2019ailleurs qu\u2019il est facile ou tr\u00e8s facile de retirer des esp\u00e8ces, puisqu\u2019ils sont 91% \u00e0 le d\u00e9clarer.&nbsp;\u00bb<\/em><\/p>\n\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2024\/01\/clara-delmotte.jpg\" alt=\"\"><p class=\"author__name\">Clara DELMOTE<\/p><p class=\"author__contact\">cdelmote@fbf.fr<\/p><p class=\"author__contact\">06.31.06.60.39<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Le Comit\u00e9 National des Moyens de Paiement (CNMP) publie ce jour les chiffres annuels d\u2019acc\u00e8s aux esp\u00e8ces en France. Ceux-ci montrent le maintien d\u2019une tr\u00e8s bonne accessibilit\u00e9 aux esp\u00e8ces, notamment du fait du mod\u00e8le relationnel de proximit\u00e9, marque de fabrique des banques en France, et de l\u2019adaptation de leur offre aux besoins des Fran\u00e7ais. Les [&hellip;]<\/p>\n","protected":false},"author":72,"featured_media":37465,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","views":6429,"viewed_at":"1778494711"},"categories":[1585,1707,3348,1582,3358,1603],"tags":[3286,3273],"class_list":["post-37452","communique_de_presse","type-communique_de_presse","status-publish","has-post-thumbnail","hentry","category-actualites","category-communiques","category-industrie-bancaire-francaise","category-rubrique-newsroom","category-paiement","category-la-banque-des-particuliers","tag-paiement","tag-particuliers"],"yoast_head":"<title>Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\" \/>\n<meta property=\"og:description\" content=\"Le Comit\u00e9 National des Moyens de Paiement (CNMP) publie ce jour les chiffres annuels d\u2019acc\u00e8s aux esp\u00e8ces en France. Ceux-ci montrent le maintien d\u2019une tr\u00e8s bonne accessibilit\u00e9 aux esp\u00e8ces, notamment du fait du mod\u00e8le relationnel de proximit\u00e9, marque de fabrique des banques en France, et de l\u2019adaptation de leur offre aux besoins des Fran\u00e7ais. Les [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-22T15:45:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fbf.fr\/uploads\/2025\/07\/Retrait-dargent-liquide-au-distributeur-automatique.png\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/\",\"name\":\"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2025\\\/07\\\/Retrait-dargent-liquide-au-distributeur-automatique.png\",\"datePublished\":\"2025-07-24T12:14:38+00:00\",\"dateModified\":\"2026-07-22T15:45:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2025\\\/07\\\/Retrait-dargent-liquide-au-distributeur-automatique.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2025\\\/07\\\/Retrait-dargent-liquide-au-distributeur-automatique.png\",\"width\":500,\"height\":315,\"caption\":\"Retrait d\u2019argent liquide au distributeur automatique\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"description\":\"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.\",\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"width\":150,\"height\":90,\"caption\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/","og_locale":"fr_FR","og_type":"article","og_title":"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)","og_description":"Le Comit\u00e9 National des Moyens de Paiement (CNMP) publie ce jour les chiffres annuels d\u2019acc\u00e8s aux esp\u00e8ces en France. Ceux-ci montrent le maintien d\u2019une tr\u00e8s bonne accessibilit\u00e9 aux esp\u00e8ces, notamment du fait du mod\u00e8le relationnel de proximit\u00e9, marque de fabrique des banques en France, et de l\u2019adaptation de leur offre aux besoins des Fran\u00e7ais. Les [&hellip;]","og_url":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/","og_site_name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","article_modified_time":"2026-07-22T15:45:46+00:00","og_image":[{"width":500,"height":315,"url":"https:\/\/fbf.fr\/uploads\/2025\/07\/Retrait-dargent-liquide-au-distributeur-automatique.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/","url":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/","name":"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises - Communiqu\u00e9s de presse - F\u00e9d\u00e9ration bancaire fran\u00e7aise (FBF)","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/#primaryimage"},"image":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/#primaryimage"},"thumbnailUrl":"https:\/\/fbf.fr\/uploads\/2025\/07\/Retrait-dargent-liquide-au-distributeur-automatique.png","datePublished":"2025-07-24T12:14:38+00:00","dateModified":"2026-07-22T15:45:46+00:00","breadcrumb":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/#primaryimage","url":"https:\/\/fbf.fr\/uploads\/2025\/07\/Retrait-dargent-liquide-au-distributeur-automatique.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2025\/07\/Retrait-dargent-liquide-au-distributeur-automatique.png","width":500,"height":315,"caption":"Retrait d\u2019argent liquide au distributeur automatique"},{"@type":"BreadcrumbList","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/acces-du-public-aux-especes-un-large-maillage-territorial-assure-par-les-banques-francaises\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbf.fr\/fr\/"},{"@type":"ListItem","position":2,"name":"Acc\u00e8s du public aux esp\u00e8ces : un large maillage territorial assur\u00e9 par les banques fran\u00e7aises"}]},{"@type":"WebSite","@id":"https:\/\/fbf.fr\/fr\/#website","url":"https:\/\/fbf.fr\/fr\/","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","description":"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.","publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbf.fr\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/fbf.fr\/fr\/#organization","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","url":"https:\/\/fbf.fr\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","width":150,"height":90,"caption":"F\u00e9d\u00e9ration bancaire fran\u00e7aise"},"image":{"@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse\/37452","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse"}],"about":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/types\/communique_de_presse"}],"author":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/users\/72"}],"replies":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/comments?post=37452"}],"version-history":[{"count":0,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse\/37452\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media\/37465"}],"wp:attachment":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media?parent=37452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/categories?post=37452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/tags?post=37452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}