{"id":13270,"date":"2015-11-27T00:00:00","date_gmt":"2015-11-27T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/communique_de_presse\/eco-pret-a-taux-zero-les-banques-francaises-engagees-dans-le-financement-de-la-renovation-energetique-des-logements\/"},"modified":"2023-09-22T15:52:51","modified_gmt":"2023-09-22T13:52:51","slug":"eco-pret-a-taux-zero-les-banques-francaises-engagees-dans-le-financement-de-la-renovation-energetique-des-logements","status":"publish","type":"communique_de_presse","link":"https:\/\/fbf.fr\/fr\/communique_de_presse\/eco-pret-a-taux-zero-les-banques-francaises-engagees-dans-le-financement-de-la-renovation-energetique-des-logements\/","title":{"rendered":"Eco-pr\u00eat \u00e0 taux z\u00e9ro : les banques fran\u00e7aises engag\u00e9es dans le financement de la r\u00e9novation \u00e9nerg\u00e9tique des logements"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l&rsquo;Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">La profession bancaire accompagne pleinement la mobilisation des pouvoirs publics en faveur de la r\u00e9novation \u00e9nerg\u00e9tique des logements.<br><br>Les dispositions annonc\u00e9es visent \u00e0 :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>prolonger l&rsquo;Eco-PTZ jusqu&rsquo;en 2018 ;<\/li><li>cr\u00e9er en 2016 un micro-cr\u00e9dit \u00e0 taux z\u00e9ro pour les m\u00e9nages modestes aid\u00e9s par l&rsquo;Agence nationale de l&rsquo;habitat (Anah) ;<\/li><li>inclure l&rsquo;Eco-PTZ dans l&rsquo;offre globale de pr\u00eat lors de l&rsquo;achat d&rsquo;un bien, avant m\u00eame de disposer d&rsquo;un devis de travaux de r\u00e9novation \u00e9nerg\u00e9tique.<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Accessible sans conditions de ressources, l&rsquo;Eco-PTZ est un cr\u00e9dit \u00e0 taux z\u00e9ro qui permet de financer les travaux d&rsquo;\u00e9conomie d&rsquo;\u00e9nergie r\u00e9alis\u00e9s par les particuliers. Pour \u00eatre \u00e9ligibles, les travaux doivent \u00eatre r\u00e9alis\u00e9s par un artisan ou une entreprise du b\u00e2timent labellis\u00e9 RGE (Reconnu Garant de l&rsquo;Environnement).<br><br>Depuis la cr\u00e9ation de l&rsquo;Eco-PTZ en 2009, la mobilisation des banques fran\u00e7aises a contribu\u00e9 au succ\u00e8s de ce dispositif : 300 000 Eco-pr\u00eats \u00e0 taux z\u00e9ro ont \u00e9t\u00e9 accord\u00e9s \u00e0 des particuliers pour un financement cumul\u00e9 proche de 5 milliards d&rsquo;euros. Chaque ann\u00e9e, les banques fran\u00e7aises financent au total 7 milliards d&rsquo;euros de travaux de performance \u00e9nerg\u00e9tique, selon le Conseil national de l&rsquo;habitat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En 2016, les r\u00e9seaux bancaires resteront \u00e9galement tr\u00e8s engag\u00e9s dans la distribution de l&rsquo;Eco-pr\u00eat aux copropri\u00e9t\u00e9s, et ils intensifieront la sensibilisation de leurs charg\u00e9s de client\u00e8le sur la distribution de l&rsquo;Eco-PTZ.<br><br>De plus, la FBF accompagne l&rsquo;action d&rsquo;information du gouvernement. Elle met \u00e0 disposition du public le mini guide \u00e9co-pr\u00eat \u00e0 taux z\u00e9ro et prochainement un mini guide \u00e9co-pr\u00eat copropri\u00e9t\u00e9, disponibles gratuitement sur le site <a href=\"https:\/\/www.lesclesdelabanque.fr\" target=\"_blank\" rel=\"noreferrer noopener\">www.lesclesdelabanque.fr<\/a>. Cette documentation pratique sera aussi pr\u00e9sente sur les sites de chacun des r\u00e9seaux bancaires distributeurs.<br><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">FBF Communiqu\u00e9 de presse &#8211; La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l&#039;Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.<\/p><p class=\"postAttachment__fileSize\">78,9 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;FBF Communiqu\u00e9 de presse - La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l\\u0027Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"FBF Communiqu\u00e9 de presse - La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l&#039;Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Communique-FBF-Eco_pret_a_taux_zero_27112015.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger FBF Communiqu\u00e9 de presse &#8211; La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l&#039;Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>La F\u00e9d\u00e9ration Bancaire Fran\u00e7aise (FBF) accueille favorablement les modifications de l&rsquo;Eco Pr\u00eat \u00e0 Taux Z\u00e9ro (Eco PTZ) annonc\u00e9es par le gouvernement visant \u00e0 en \u00e9largir le champ.<\/p>\n","protected":false},"author":36,"featured_media":24068,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","views":7208,"viewed_at":"1778494533"},"categories":[3429,3433,3331,1707,3350,3246,3348,1586,1582,1603,3430],"tags":[3275,3276,3291,3272,3273],"class_list":["post-13270","communique_de_presse","type-communique_de_presse","status-publish","has-post-thumbnail","hentry","category-actions-des-banques-en-faveur-du-climat","category-infos-banques-et-climat","category-climat","category-communiques","category-credits","category-engagements","category-industrie-bancaire-francaise","category-la-federation-bancaire-francaise","category-rubrique-newsroom","category-la-banque-des-particuliers","category-publications","tag-climat","tag-credits","tag-engagements","tag-industrie-bancaire-francaise","tag-particuliers"],"yoast_head":"<title>Eco-pr\u00eat \u00e0 taux z\u00e9ro : les banques fran\u00e7aises engag\u00e9es dans le 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