{"id":13044,"date":"2017-11-28T00:00:00","date_gmt":"2017-11-28T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/"},"modified":"2023-09-22T14:25:43","modified_gmt":"2023-09-22T12:25:43","slug":"mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite","status":"publish","type":"communique_de_presse","link":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/","title":{"rendered":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>La F\u00e9d\u00e9ration bancaire fran\u00e7aise prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la Directive des services de paiement (DSP2).<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">En privil\u00e9giant les interfaces standardis\u00e9es, ouvertes et s\u00e9curis\u00e9es (API) comme solutions d&rsquo;acc\u00e8s aux comptes de paiement par les agr\u00e9gateurs et les initiateurs de paiement au sein de l&rsquo;Union europ\u00e9enne, la Commission a fait le choix de la s\u00e9curit\u00e9. <br> <br>A l&rsquo;instar de l&rsquo;Autorit\u00e9 bancaire europ\u00e9enne (ABE), du Bureau europ\u00e9en des unions de consommateurs (BEUC), des autorit\u00e9s en charge des questions de cybers\u00e9curit\u00e9, des associations bancaires europ\u00e9ennes et des Fintechs d\u00e9sireuses d&rsquo;entrer sur le march\u00e9, la FBF a toujours soutenu les API, seules solutions garantes d&rsquo;une v\u00e9ritable s\u00e9curit\u00e9 dans l&rsquo;environnement actuel de cyberattaques toujours plus nombreuses. <br> <br>Maintenant que la solution API est clairement retenue au niveau europ\u00e9en, il est n\u00e9cessaire de r\u00e9duire au maximum la p\u00e9riode de transition et de mettre en \u0153uvre rapidement des API op\u00e9rationnelles. <br> <br>Pour Marie-Anne Barbat-Layani, directrice g\u00e9n\u00e9rale de la FBF : \u00ab\u00a0<i>L&rsquo;actualit\u00e9 des derniers mois vient nous rappeler que le nombre de cyberattaques, toujours plus puissantes, se multiplie. Les API offrent une r\u00e9ponse s\u00e9curis\u00e9e et leur reconnaissance par la Commission europ\u00e9enne est une bonne nouvelle pour tous. Les banques fran\u00e7aises d\u00e9ploieront cette solution courant 2018.\u00a0\u00bb <\/i><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/fbf.fr\/en\/psd2-implementation-putting-security-first\/\">PSD2 implementation: putting security first<\/a><i><br><\/i><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">FBF Communiqu\u00e9 de presse &#8211; Mise en \u0153uvre de la DSP2 : le choix de la s\u00e9curit\u00e9<\/p><p class=\"postAttachment__fileSize\">49,3 Ko<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;FBF Communiqu\u00e9 de presse - Mise en \u0153uvre de la DSP2 : le choix de la s\u00e9curit\u00e9&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"FBF Communiqu\u00e9 de presse - Mise en \u0153uvre de la DSP2 : le choix de la s\u00e9curit\u00e9\" href=\"https:\/\/fbf.fr\/uploads\/2020\/12\/Communique-FBF-Mise-en-oeuvre-DSP2-28112017.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">T\u00e9l\u00e9charger FBF Communiqu\u00e9 de presse &#8211; Mise en \u0153uvre de la DSP2 : le choix de la s\u00e9curit\u00e9<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>La F\u00e9d\u00e9ration bancaire fran\u00e7aise prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la Directive des services de paiement (DSP2).<\/p>\n","protected":false},"author":36,"featured_media":19519,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","views":10861,"viewed_at":"1778494558"},"categories":[1707,3065,3352,3348,1582,3358,3353],"tags":[3281,3278,3286,3279],"class_list":["post-13044","communique_de_presse","type-communique_de_presse","status-publish","has-post-thumbnail","hentry","category-communiques","category-cybersecurite","category-europe-et-international","category-industrie-bancaire-francaise","category-rubrique-newsroom","category-paiement","category-regles-professionnelles","tag-cybersecurite","tag-europe-et-international","tag-paiement","tag-regles-professionnelles"],"yoast_head":"<title>Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9<\/title>\n<meta name=\"description\" content=\"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9\" \/>\n<meta property=\"og:description\" content=\"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-22T12:25:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fbf.fr\/uploads\/2021\/04\/GettyImages-955967734.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"509\" \/>\n\t<meta property=\"og:image:height\" content=\"339\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/\",\"name\":\"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2021\\\/04\\\/GettyImages-955967734.jpg\",\"datePublished\":\"2017-11-28T00:00:00+00:00\",\"dateModified\":\"2023-09-22T12:25:43+00:00\",\"description\":\"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2021\\\/04\\\/GettyImages-955967734.jpg\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2021\\\/04\\\/GettyImages-955967734.jpg\",\"width\":509,\"height\":339,\"caption\":\"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"description\":\"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.\",\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#organization\",\"name\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-3.png\",\"width\":150,\"height\":90,\"caption\":\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>","yoast_head_json":{"title":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9","description":"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/","og_locale":"fr_FR","og_type":"article","og_title":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9","og_description":"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.","og_url":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/","og_site_name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","article_modified_time":"2023-09-22T12:25:43+00:00","og_image":[{"width":509,"height":339,"url":"https:\/\/fbf.fr\/uploads\/2021\/04\/GettyImages-955967734.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/","url":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/","name":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9","isPartOf":{"@id":"https:\/\/fbf.fr\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/#primaryimage"},"image":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/#primaryimage"},"thumbnailUrl":"https:\/\/fbf.fr\/uploads\/2021\/04\/GettyImages-955967734.jpg","datePublished":"2017-11-28T00:00:00+00:00","dateModified":"2023-09-22T12:25:43+00:00","description":"La FBF prend acte de la publication par la Commission europ\u00e9enne des normes techniques r\u00e9glementaires (RTS) concernant la DSP2.","breadcrumb":{"@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/#primaryimage","url":"https:\/\/fbf.fr\/uploads\/2021\/04\/GettyImages-955967734.jpg","contentUrl":"https:\/\/fbf.fr\/uploads\/2021\/04\/GettyImages-955967734.jpg","width":509,"height":339,"caption":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9"},{"@type":"BreadcrumbList","@id":"https:\/\/fbf.fr\/fr\/communique_de_presse\/mise-en-oeuvre-de-la-dsp2-le-choix-de-la-securite\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbf.fr\/fr\/"},{"@type":"ListItem","position":2,"name":"Mise en oeuvre de la DSP2 : le choix de la s\u00e9curit\u00e9"}]},{"@type":"WebSite","@id":"https:\/\/fbf.fr\/fr\/#website","url":"https:\/\/fbf.fr\/fr\/","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","description":"La F\u00e9d\u00e9ration bancaire fran\u00e7aise, l&#039;organisme professionnel qui repr\u00e9sente toutes les banques install\u00e9es en France.","publisher":{"@id":"https:\/\/fbf.fr\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbf.fr\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/fbf.fr\/fr\/#organization","name":"F\u00e9d\u00e9ration bancaire fran\u00e7aise","url":"https:\/\/fbf.fr\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-3.png","width":150,"height":90,"caption":"F\u00e9d\u00e9ration bancaire fran\u00e7aise"},"image":{"@id":"https:\/\/fbf.fr\/fr\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse\/13044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse"}],"about":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/types\/communique_de_presse"}],"author":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/comments?post=13044"}],"version-history":[{"count":0,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/communique_de_presse\/13044\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media\/19519"}],"wp:attachment":[{"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/media?parent=13044"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/categories?post=13044"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fbf.fr\/fr\/wp-json\/wp\/v2\/tags?post=13044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}