{"id":12953,"date":"2019-02-21T00:00:00","date_gmt":"2019-02-20T22:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\/"},"modified":"2023-09-22T14:04:57","modified_gmt":"2023-09-22T12:04:57","slug":"info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus","status":"publish","type":"communique_de_presse","link":"https:\/\/fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\/","title":{"rendered":"INFO PRESSE &#8211; R\u00e9action de la FBF \u00e0 la publication du rapport de la pr\u00e9sidente du CCSF sur la domiciliation des revenus"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>L\u2019ordonnance sur la domiciliation des revenus est mise en \u0153uvre depuis un an seulement.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A ce stade, aucune partie prenante n&rsquo;a fait part de difficult\u00e9s concr\u00e8tes quant \u00e0 son application. Seule une p\u00e9riode d&rsquo;observation plus longue nous permettra d&rsquo;estimer si cette ordonnance a besoin d&rsquo;\u00eatre am\u00e9lior\u00e9e ou non, ce qu&rsquo;indique le rapport de la pr\u00e9sidente du CCSF.  <br> <br>La concurrence sur le march\u00e9 du cr\u00e9dit immobilier est tr\u00e8s forte et les consommateurs en b\u00e9n\u00e9ficient \u00e0 plein. Il serait donc difficilement compr\u00e9hensible de provoquer, sans raison apparente, de l&rsquo;instabilit\u00e9 r\u00e9glementaire. <br> <br>Pour rappel, si un consommateur accepte de domicilier ses revenus (avec un maximum de 10 ans), il b\u00e9n\u00e9ficie d&rsquo;un avantage, clairement d\u00e9fini dans son contrat de cr\u00e9dit immobilier, pendant toute la dur\u00e9e du pr\u00eat. La domiciliation est un \u00e9l\u00e9ment positif dans l&rsquo;analyse et la maitrise des risques de cr\u00e9dit et un atout commun entre la banque et son client pour assurer la r\u00e9ussite de son projet par un meilleur suivi et une meilleure anticipation en cas de probl\u00e8me. 10 ans de domiciliation est une dur\u00e9e pertinente quand on sait que la dur\u00e9e moyenne des cr\u00e9dits en France est de 20 ans. <\/p>\n\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>L\u2019ordonnance sur la domiciliation des revenus est mise en \u0153uvre depuis un an seulement.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","views":2536,"viewed_at":"1778392097"},"categories":[1707,3350,3348,1582,1603],"tags":[3276,3272,3273],"class_list":["post-12953","communique_de_presse","type-communique_de_presse","status-publish","hentry","category-communiques","category-credits","category-industrie-bancaire-francaise","category-rubrique-newsroom","category-la-banque-des-particuliers","tag-credits","tag-industrie-bancaire-francaise","tag-particuliers"],"yoast_head":"<title>INFO PRESSE - R\u00e9action de la FBF \u00e0 la publication du rapport de la pr\u00e9sidente du CCSF sur la domiciliation des revenus<\/title>\n<meta name=\"description\" content=\"L\u2019ordonnance sur la domiciliation des revenus est mise en \u0153uvre depuis un an seulement.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"INFO PRESSE - R\u00e9action de la FBF \u00e0 la publication du rapport de la pr\u00e9sidente du CCSF sur la domiciliation des revenus\" \/>\n<meta property=\"og:description\" content=\"L\u2019ordonnance sur la domiciliation des revenus est mise en \u0153uvre depuis un an seulement.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\/\" \/>\n<meta property=\"og:site_name\" content=\"F\u00e9d\u00e9ration bancaire fran\u00e7aise\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-22T12:04:57+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\\\/\",\"name\":\"INFO PRESSE - R\u00e9action de la FBF \u00e0 la publication du rapport de la pr\u00e9sidente du CCSF sur la domiciliation des revenus\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/#website\"},\"datePublished\":\"2019-02-20T22:00:00+00:00\",\"dateModified\":\"2023-09-22T12:04:57+00:00\",\"description\":\"L\u2019ordonnance sur la domiciliation des revenus est mise en \u0153uvre depuis un an seulement.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/communique_de_presse\\\/info-presse-reaction-de-la-fbf-a-la-publication-du-rapport-de-la-presidente-du-ccsf-sur-la-domiciliation-des-revenus\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"INFO PRESSE &#8211; 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