{"id":12952,"date":"2019-03-18T00:00:00","date_gmt":"2019-03-17T22:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-sur-la-decision-du-haut-conseil-de-stabilite-financiere\/"},"modified":"2023-09-22T14:04:55","modified_gmt":"2023-09-22T12:04:55","slug":"info-presse-reaction-de-la-fbf-sur-la-decision-du-haut-conseil-de-stabilite-financiere","status":"publish","type":"communique_de_presse","link":"https:\/\/fbf.fr\/fr\/communique_de_presse\/info-presse-reaction-de-la-fbf-sur-la-decision-du-haut-conseil-de-stabilite-financiere\/","title":{"rendered":"INFO PRESSE &#8211; R\u00e9action de la FBF sur la d\u00e9cision du Haut Conseil de stabilit\u00e9 financi\u00e8re"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Le Haut Conseil de stabilit\u00e9 financi\u00e8re a d\u00e9cid\u00e9 de mettre en place une mesure visant \u00e0 limiter le d\u00e9veloppement du cr\u00e9dit en France.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les banques fran\u00e7aises ne comprennent pas cette d\u00e9cision, qui n&rsquo;est pas coh\u00e9rente avec la politique mon\u00e9taire de la Banque centrale europ\u00e9enne, qui soutient le financement de l&rsquo;\u00e9conomie gr\u00e2ce \u00e0 la distribution de liquidit\u00e9s sur les march\u00e9s \u00e0 des taux particuli\u00e8rement bas.  <br> <br>Cette mesure ne para\u00eet pas non plus justifi\u00e9e par un accroissement des risques li\u00e9s au cr\u00e9dit : d&rsquo;apr\u00e8s les chiffres de la Banque de France, les banques fran\u00e7aises acc\u00e8dent \u00e0 97% des demandes de cr\u00e9dit d&rsquo;investissement des PME, tout en affichant un co\u00fbt du risque en baisse de 18% en 2017, qui se situe d\u00e9sormais \u00e0 son niveau le plus faible depuis 2007.  <br> <br>Par ailleurs, dans un contexte de croissance ralentie, le signal donn\u00e9 para\u00eet contradictoire, alors que les pouvoirs publics reconnaissent le r\u00f4le essentiel jou\u00e9 par les banques fran\u00e7aises dans l&rsquo;accompagnement et le d\u00e9veloppement des entrepreneurs et des entreprises en France.  <\/p>\n\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2020\/09\/1578231572559.jpg\" alt=\"\"><p class=\"author__name\">Beno\u00eet DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">06.73.48.80.40<\/p><\/div><\/div>\n\n\n<p class=\"wp-block-paragraph\"><br> <br> <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Haut Conseil de stabilit\u00e9 financi\u00e8re a d\u00e9cid\u00e9 de mettre en place une mesure visant \u00e0 limiter le d\u00e9veloppement du cr\u00e9dit en France.<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":"","views":6802,"viewed_at":"1778493629"},"categories":[1707,3350,3349,3348,1582,3353],"tags":[3276,3274,3272,3279],"class_list":["post-12952","communique_de_presse","type-communique_de_presse","status-publish","hentry","category-communiques","category-credits","category-entreprises-et-pme","category-industrie-bancaire-francaise","category-rubrique-newsroom","category-regles-professionnelles","tag-credits","tag-entreprises-et-pme","tag-industrie-bancaire-francaise","tag-regles-professionnelles"],"yoast_head":"<title>INFO PRESSE - 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