{"id":53,"date":"2020-04-01T00:00:00","date_gmt":"2020-04-01T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/en\/2020\/04\/01\/government-backed-loans-detailed-qa-published\/"},"modified":"2023-09-22T16:24:16","modified_gmt":"2023-09-22T14:24:16","slug":"government-backed-loans-detailed-qa-published","status":"publish","type":"post","link":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/","title":{"rendered":"Government-backed loans: Detailed Q and A published"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>Bruno Le Maire, French Minister for the Economy and Finance, in conjunction with the French Banking Federation (FBF) and Bpifrance, today announces the publication of a Q and A on the government-backed loan mechanism.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This document provides clear answers to nearly 40 practical questions on companies eligible for the loan, the credit approval procedure, the features of the loan and the guarantee provided. This Q and A was prepared to answer the questions of beneficiary companies and to assist the banking networks in their review of credit applications. <br> <br>The document notably stresses that:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Banks have undertaken to very broadly grant government-backed loans within five days of receiving the simplified credit application, for all businesses generating revenue of less than \u20ac10m (or a higher limit set by the bank) and showing no signs of financial hardship (rating of 3++ to 5+), i.e. 85% of French businesses; <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>For all other professionals and businesses, banks have undertaken to carefully review their application on a case-by-case basis; this also applies to start-ups and businesses whose Fiben or equivalent rating does not yet represent their medium-term potential; <\/li><\/ul>\n\n\n\n<ul class=\"wp-block-list\"><li>If their application is not approved, professionals or businesses may apply with other banks or contact the appropriate credit mediator.  <\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<a href=\"https:\/\/fbf.fr\/fr\/communique_de_presse\/prets-garantis-par-letat-publication-dune-foire-aux-questions-detaillee\/\">Pr\u00eats garantis par l\u2019Etat : publication d\u2019une foire aux questions d\u00e9taill\u00e9e<\/a><br><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Press release &#8211; Government-backed loans: Detailed Q and A published<\/p><p class=\"postAttachment__fileSize\">81.7 KB<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Press release - Government-backed loans: Detailed Q and A published&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Press release - Government-backed loans: Detailed Q and A published\" href=\"https:\/\/fbf.fr\/uploads\/2021\/09\/Press-release-Government-backed-loans-Detailed-QA-published.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">Download Press release &#8211; Government-backed loans: Detailed Q and A published<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>\n\n<div class=\"author\"><div class=\"author__wrapper\"><img decoding=\"async\" class=\"author__portrait\" src=\"https:\/\/fbf.fr\/uploads\/2021\/04\/Benoit-Danton.jpeg\" alt=\"\"><p class=\"author__name\">Benoit DANTON<\/p><p class=\"author__contact\">bdanton@fbf.fr<\/p><p class=\"author__contact\">+33 (0)6.73.48.80.40<\/p><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Bruno Le Maire, French Minister for the Economy and Finance, in conjunction with the French Banking Federation (FBF) and Bpifrance, today announces the publication of a Q and A on the government-backed loan mechanism. This document provides clear answers to nearly 40 practical questions on companies eligible for the loan, the credit approval procedure, the [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":3400,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":11528,"viewed_at":"1778485253"},"categories":[597,594,4,5,666],"tags":[638],"class_list":["post-53","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-corporate-and-smes","category-covid19","category-rubric-newsroom","category-press-releases","category-q-and-a","tag-corporate-and-smes"],"yoast_head":"<title>Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)<\/title>\n<meta name=\"description\" content=\"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)\" \/>\n<meta property=\"og:description\" content=\"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/\" \/>\n<meta property=\"og:site_name\" content=\"The French Banking Federation\" \/>\n<meta property=\"article:published_time\" content=\"2020-04-01T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-22T14:24:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"705\" \/>\n\t<meta property=\"og:image:height\" content=\"470\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"abrienne\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"abrienne\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/\"},\"author\":{\"name\":\"abrienne\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\"},\"headline\":\"Government-backed loans: Detailed Q and A published\",\"datePublished\":\"2020-04-01T00:00:00+00:00\",\"dateModified\":\"2023-09-22T14:24:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/\"},\"wordCount\":222,\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2020\\\/04\\\/Government-backed-loans-Detailed-Q-and-A-published.jpg\",\"keywords\":[\"Corporate and SMEs\"],\"articleSection\":[\"Corporate and SMEs\",\"Covid-19\",\"Newsroom\",\"Press releases\",\"Q and A\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/\",\"name\":\"Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2020\\\/04\\\/Government-backed-loans-Detailed-Q-and-A-published.jpg\",\"datePublished\":\"2020-04-01T00:00:00+00:00\",\"dateModified\":\"2023-09-22T14:24:16+00:00\",\"description\":\"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2020\\\/04\\\/Government-backed-loans-Detailed-Q-and-A-published.jpg\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2020\\\/04\\\/Government-backed-loans-Detailed-Q-and-A-published.jpg\",\"width\":705,\"height\":470,\"caption\":\"Government-backed loans - Detailed Q and A published\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/government-backed-loans-detailed-qa-published\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/fbf.fr\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Government-backed loans: Detailed Q and A published\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/fbf.fr\\\/en\\\/\",\"name\":\"The French Banking Federation\",\"description\":\"The French Banking Federation is the professional body representing all banks operating in France.\",\"publisher\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fbf.fr\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#organization\",\"name\":\"The French Banking Federation\",\"url\":\"https:\\\/\\\/fbf.fr\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-4.png\",\"contentUrl\":\"https:\\\/\\\/fbf.fr\\\/uploads\\\/2026\\\/06\\\/cropped-FBF_150-90-2-4.png\",\"width\":150,\"height\":90,\"caption\":\"The French Banking Federation\"},\"image\":{\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fbf.fr\\\/en\\\/#\\\/schema\\\/person\\\/7a0eaa7cb55394ac1162659cb9e30fe8\",\"name\":\"abrienne\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g\",\"caption\":\"abrienne\"}}]}<\/script>","yoast_head_json":{"title":"Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)","description":"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/","og_locale":"en_US","og_type":"article","og_title":"Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)","og_description":"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).","og_url":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/","og_site_name":"The French Banking Federation","article_published_time":"2020-04-01T00:00:00+00:00","article_modified_time":"2023-09-22T14:24:16+00:00","og_image":[{"width":705,"height":470,"url":"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg","type":"image\/jpeg"}],"author":"abrienne","twitter_card":"summary_large_image","twitter_misc":{"Written by":"abrienne","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#article","isPartOf":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/"},"author":{"name":"abrienne","@id":"https:\/\/fbf.fr\/en\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8"},"headline":"Government-backed loans: Detailed Q and A published","datePublished":"2020-04-01T00:00:00+00:00","dateModified":"2023-09-22T14:24:16+00:00","mainEntityOfPage":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/"},"wordCount":222,"publisher":{"@id":"https:\/\/fbf.fr\/en\/#organization"},"image":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#primaryimage"},"thumbnailUrl":"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg","keywords":["Corporate and SMEs"],"articleSection":["Corporate and SMEs","Covid-19","Newsroom","Press releases","Q and A"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/","url":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/","name":"Government-backed loans: Detailed Q and A published - Press releases - The French Banking Federation (FBF)","isPartOf":{"@id":"https:\/\/fbf.fr\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#primaryimage"},"image":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#primaryimage"},"thumbnailUrl":"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg","datePublished":"2020-04-01T00:00:00+00:00","dateModified":"2023-09-22T14:24:16+00:00","description":"This document provides clear answers to nearly 40 practical questions on companies eligible for the loan (procedure, features, guarantee...).","breadcrumb":{"@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#primaryimage","url":"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg","contentUrl":"https:\/\/fbf.fr\/uploads\/2020\/04\/Government-backed-loans-Detailed-Q-and-A-published.jpg","width":705,"height":470,"caption":"Government-backed loans - Detailed Q and A published"},{"@type":"BreadcrumbList","@id":"https:\/\/fbf.fr\/en\/government-backed-loans-detailed-qa-published\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fbf.fr\/en\/"},{"@type":"ListItem","position":2,"name":"Government-backed loans: Detailed Q and A published"}]},{"@type":"WebSite","@id":"https:\/\/fbf.fr\/en\/#website","url":"https:\/\/fbf.fr\/en\/","name":"The French Banking Federation","description":"The French Banking Federation is the professional body representing all banks operating in France.","publisher":{"@id":"https:\/\/fbf.fr\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fbf.fr\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fbf.fr\/en\/#organization","name":"The French Banking Federation","url":"https:\/\/fbf.fr\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fbf.fr\/en\/#\/schema\/logo\/image\/","url":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-4.png","contentUrl":"https:\/\/fbf.fr\/uploads\/2026\/06\/cropped-FBF_150-90-2-4.png","width":150,"height":90,"caption":"The French Banking Federation"},"image":{"@id":"https:\/\/fbf.fr\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fbf.fr\/en\/#\/schema\/person\/7a0eaa7cb55394ac1162659cb9e30fe8","name":"abrienne","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/a7cff2b3bc9bb0a0494d4272a51f2ec66e062da08c5686e5fb1a471b73baadc9?s=96&d=mm&r=g","caption":"abrienne"}}]}},"_links":{"self":[{"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/posts\/53","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":0,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/media\/3400"}],"wp:attachment":[{"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fbf.fr\/en\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}