{"id":234,"date":"2016-08-11T00:00:00","date_gmt":"2016-08-11T00:00:00","guid":{"rendered":"https:\/\/www.fbf.fr\/en\/2016\/08\/11\/french-banking-sector-key-figures\/"},"modified":"2021-09-14T10:37:51","modified_gmt":"2021-09-14T08:37:51","slug":"french-banking-sector-key-figures","status":"publish","type":"post","link":"https:\/\/fbf.fr\/en\/french-banking-sector-key-figures\/","title":{"rendered":"French Banking Sector : key figures"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">A summary of the main indicators for the French banking sector (2016).<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>RELATIONS BETWEEN BANKS AND THEIR CUSTOMERS<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>99<strong>% of French people have a bank account&nbsp;<\/strong><em>(Microfinance Observatory)<\/em><\/li><li>37,623<strong>&nbsp;bank branchesin 2014<\/strong><em>(2014 ECB Statistics)<\/em><\/li><li>570 <strong>bank branches for 1 million inhabitants&nbsp;<\/strong><em>(2014 ECB Statistics)<\/em><\/li><li>58,640<strong>&nbsp;ATMs<\/strong><em>2014 ECB Statistics)<\/em><\/li><li>27% <strong>of French people visit the branch at least once a month<\/strong><em>&nbsp;(BVA survey Image of Banks May 2015)<\/em><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>LOANS (BANK OF FRANCE)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>1,067 billion&nbsp;<\/strong>euros in loans to households (<em>May 2016)<\/em><\/li><li><strong>877 billion&nbsp;<\/strong>in outstanding home loans (<em>May 2016)<\/em><\/li><li><strong>1.60%<\/strong>, mortgage interest rate&nbsp;<em>(Observatoire CSA&nbsp;&#8211;&nbsp;Cr\u00e9dit Logement, 04\/072016)<\/em><\/li><li><strong>898 billion&nbsp;<\/strong>in business loans (<em>May 2016)<\/em><\/li><li><strong>+2.2 %<\/strong>&nbsp;in loans to very small companies\/SMEs over 12 months&nbsp;<em>(April 2016)<\/em><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>SAVINGS<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>The household savings rate is 15.9%&nbsp;(Q4 2015)<\/strong><em>(Quarterly survey by the Bank of France on household savings)<\/em><\/li><li><strong>Regulated savings<\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Funds collected in the Livret A savings passbook stood at 255.6 billion euros in May 2016 (-1.9% year-on-year). Its rate is 0.75% as of February 1, 2016.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Funds in the sustainable development passbook came to 101 billion euros in May 2016&nbsp;<em>(Caisse des d\u00e9p\u00f4ts&nbsp;<\/em><em>&#8211;<\/em><em>&nbsp;21\/06\/2016)<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Outstandings for the home ownership savings scheme stood at 248.5 billion in May 2016. The interest rate for new schemes is 1.5%.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">(<strong><em>Quarterly financial and monetary statistics<\/em><\/strong><strong><em>&#8211;<\/em><\/strong><strong><em>&nbsp;Banque de France<\/em><\/strong><strong><em>&#8211;<\/em><\/strong><strong><em>&nbsp;term deposits over 2 yrs)<\/em><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Life insurance<\/strong><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Life insurance outstandings amounted to&nbsp;\u20ac1,600.2 billion at the end of May 2016&nbsp;<em>(FFSA 25\/06\/2016)<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>PAYMENTS\u00a0(2015 ECB STATISTICS)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>19 billion&nbsp;<\/strong>payment transaction<\/li><li><strong>49.78%&nbsp;<\/strong>of payments are made by bank card<\/li><li><strong>81 million&nbsp;<\/strong>payment cards in France<\/li><li><strong>765.6 million&nbsp;<\/strong>payment cards in Europe<\/li><li><strong>65% of Internet users inFrance use their bank card<\/strong>&nbsp;<strong>to pay online<\/strong>&nbsp;<em>(BVA survey Image of Banks May 2015)<\/em><\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>BANK EMPLOYMENT FIGURES IN 2015\u00a0(FBF SCOPE)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>383<\/strong>banks<\/li><li><strong>371,600<\/strong>&nbsp;employees<\/li><li><strong>39,000&nbsp;<\/strong>people recruited<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<div class=\"postAttachment\"><div class=\"postAttachment__wrapper\"><div class=\"postAttachment__info\"><p class=\"postAttachment__name\">Key figures &#8211; French Banking Sector 2016 &#8211; 09 august 2016<\/p><p class=\"postAttachment__fileSize\">229.5 KB<\/p><\/div><a class=\"postActions__action postActions__action--big clickEvent postAttachement_link\" data-wp-interactive=\"fbf\/tracking\" data-wp-context=\"{&quot;category&quot;:&quot;file&quot;,&quot;action&quot;:&quot;download&quot;,&quot;label&quot;:&quot;Key figures - French Banking Sector 2016 - 09 august 2016&quot;}\" data-wp-on--click=\"actions.push\" data-eventcategory=\"file\" data-eventaction=\"download\" data-eventlabel=\"Key figures - French Banking Sector 2016 - 09 august 2016\" href=\"https:\/\/fbf.fr\/uploads\/2021\/09\/Key-figures-French-Banking-Sector.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"postActions__label\">Download Key figures &#8211; French Banking Sector 2016 &#8211; 09 august 2016<\/span><svg role=\"presentation\" class=\"postActions__icon\" width=\"14\"><use href=\"#download\" xlink:href=\"#download\"\/><\/svg><\/a><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>A summary of the main indicators for the French banking sector (2016). RELATIONS BETWEEN BANKS AND THEIR CUSTOMERS 99% of French people have a bank account&nbsp;(Microfinance Observatory) 37,623&nbsp;bank branchesin 2014(2014 ECB Statistics) 570 bank branches for 1 million inhabitants&nbsp;(2014 ECB Statistics) 58,640&nbsp;ATMs2014 ECB Statistics) 27% of French people visit the branch at least once a [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":"","views":8487,"viewed_at":"1778495896"},"categories":[608,595,618,103,599],"tags":[643,224,246,160,639],"class_list":["post-234","post","type-post","status-publish","format-standard","hentry","category-employment-and-inclusion","category-french-banking-industry","category-rubric-key-facts-and-figures","category-key-figures","category-loans","tag-employment-and-inclusion","tag-french-banking-industry","tag-households","tag-loans","tag-savings"],"yoast_head":"<title>French Banking Sector : key figures - 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