French Banking Industry

The implementation of the TLAC standard completes the measures in place to reinforce the robustness of systemic banks and renders the European (…)

The Financial Stability Board has issued its proposal for the TLAC (Total Loss Absorbing Capacity) standard for global systemically important banks. With the new standard, (…)

The FBF hosts the round table of the European Covered Bond Council on green bonds

The representatives of the main European banks were present as well as organizations involved in energy transition. The round table discussion was chaired by Bruno Deletré, (…)

Capital markets union: FBF Position – Conditions and proposals

French banks are not exposed to Greece

French banks are not exposed to Greece: total exposures amount to $1,647 million at the end of 2014 according to the Bank for International Settlements. Following the European (…)

Banks at the core of financing the economy

2,017 billion € in lending to the economy at the end of 2014, i.e. an increase of 2.3% year-on-year. (Banque de France, Stat Info, Loans to households and France-based non-financial (…)

Banks supporting their customers

77% of French consumers have a positive image of their banks. (BVA Image survey of banks, May 2014) 7/10. This is the proportion of French consumers who are satisfied with (…)

Capital markets union: the conditions for its success

Relying on the strengths of financial-sector players To be successful, the CMU must take into account the strengths and specificities of the European economy financing, which (…)

Overview of the french banking industry

The contribution of finance corporations to the total value added in France is 4.9%, including approximately 60% for the banking industry(1). There are five French banks (…)

Banks committed to combating tax fraud

French banks support all efforts to combat fraud and tax evasion and enforce the requirements imposed in this regard. The multilateral agreement developed by the OECD, signed (…)

The tax burden penalises the funding of economy

In France, corporate financing is being hurt by the increased tax burden on the banking industry. The removal of the deduction for the Systemic Risk Tax and contributions (…)

2015: Major international challenges for the french banking model

Reform measures are still on the table of international regulators (Basel Committee on Banking Supervision and the Financial Stability Board) and laden with challenges, although (…)

A new regulatory framework

Three-Pillar architecture Single Banking Supervision The Single Supervisory Mechanism (SSM) places the European Central Bank (ECB) as the central prudential supervisor of (…)

The financing model is evolving

Out of total corporate financing of 1,356 billion as of the end of December 2014, the proportion of bank lending to market financing was 62%/38% (compared to 70%/30% at the (…)

Loans to businesses: +2.3% year-on-year

Outstanding loans to businesses stood at 838 billion euros at the end of December 2014, up 2.3% year-on-year. Investment loan outstandings constituted the most dynamic share: (…)

New rules to strengthen transparency and security

Over the past five years, the European Union has adopted some twenty reforms to strengthen the security of the banking and financial system: the capital and liquidity requirements (…)

French banks and european banking reforms

After five years of comprehensive regulation (CRR-CRD4, Resolution Directive, Banking Union, EMIR, MIFID2), which led to large-scale adjustments by banks, the results of (…)

The Euro PP Steering Committee releases two model agreements for Euro PPs (Euro Private Placements), responding to needs of both issuers and (…)

The Euro PP Steering Committee, consisting of major Paris market professional associations along with other Euro PP market participants, is releasing on 8 January 2015 two (…)

French and German business organisations warn about the negative impact of the FTT on financing and risk management of non-financial companies

French banks finance their customers’ projects

Outstanding loans to businesses have risen sharply in France while they have fallen across the eurozone as a whole, even in Germany. French banks have played a counter-cyclical (…)