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19 april 2012

Card fraud : very low rate and wide disparities


The fraud rate(1) for card payements amounted to 0.074 % in 010 for a total of EUR 369 million. This rate conceals divergences : it is 0.036 % for domestic payements and 0.423 % for internation payments. Moreover, the fraud rate on international transactions carried out in Europe (SEPA area) is lower than the rate on international transactions made outside Europe.

The bank's ongoing investments in terms of security and in particular the widespread use of the EMV smart card are starting to vear fruit. Having been completed in France, the migration to the EMV standard continues at international level(2).


(1) Fraud amount in relation to the total amount of transactions

(2) Observatory for Payment Card Security, July 2011

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