Home Retail banking Customers Credits & loans "PTZ +" : a new home-buying facility  

Press release  

27 may 2011

"PTZ +" : a new home-buying facility

The zero interest rate loan is being replaced by the "PTZ +" loan starting on 1 January 2011, in accordance with the Finance Act of 29 December 2010.


This new facility is reserved for first-time buyers and is not subject to income conditions. The amount of aid is determined based on the type of home (new or existing), its energy efficiency performance and geographic location. At the same time, the reform enacts the elimination of the tax credit on homeloan interest and the "pass foncier" as of 31 December 2010.

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