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02 november 2016

Key figures - French Banking Sector (2016)

A summary of the main indicators for the French banking sector

 

RELATIONS BETWEEN BANKS AND THEIR CUSTOMERS


· 99% of French people have a bank account (Microfinance Observatory)

· 37,567 bank branches in 2015 (2015 ECB Statistics)

· 57 bank branches for 100,000 inhabitants (2015 ECB Statistics)

· 60,490 ATMs (2015 ECB Statistics)

· 20% of French people visit the branch at least once a month (BVA survey Image of Banks May 2016)

LOANS (BANK OF FRANCE)


· 1,080 billion euros in loans to households (August 2016)

· 888 billion in outstanding home loans (August 2016)

· 1.41%, mortgage interest rate (Observatoire CSA - Crédit Logement, 04/10/2016)

· 897 billion in business loans (September 2016)

· +2.9% in loans to very small companies/SMEs over 12 months (August 2016)

SAVINGS

· The household savings rate is 14.4% (Q1 2016) (Quarterly survey by the Bank of France on household savings)

· Regulated savings

Funds collected in the Livret A savings passbook stood at 258.2 billion euros in September 2016 (-0.5% year-on-year). Its rate is 0.75% as of February 1, 2016.

Funds in the sustainable development passbook came to 100.7 billion euros in September 2016 (Caisse des dépôts - 21/10/2016)

Outstandings for the home ownership savings scheme stood at 251.2 billion in May 2016. The interest rate for new schemes is 1.5%.

(Quarterly financial and monetary statistics- Banque de France- term deposits over 2 yrs)

· Life insurance

Life insurance outstandings amounted to 1,620 billion at the end of September 2016 (FFSA 25/10/2016)

PAYMENTS (2015 ECB STATISTICS)

· 19 billion payment transactions

· 49.78% of payments are made by bank card

· 81 million payment cards in France

· 765.6 million payment cards in Europe

· 65% of Internet users in France use their bank card to pay online (BVA survey Image of Banks September 2016)

BANK EMPLOYMENT FIGURES IN 2015 (FBF SCOPE)


· 383 banks

· 371,600 employees

· 39,000 people recruited

 
 
 
 
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